3971 Cameo Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3971 Cameo Dr, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,052 sqft · built 1973
Lot Size0.147 acres (6,400 sqft)
OwnerCompany Name on File
Last Sale$170,000 (Mar 2011)
Tax Bill$2,486 (2025)
Deeds & MortgagesJun 2023 Transfer
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN166-593-19-00

Property Details

APN / Parcel Number

Primary APN166-593-19-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,052 sqft Living Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialBuilt-Up Asphalt
Lot Area6,400 sqft (0.147 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3971 CAMEO DR
CityOCEANSIDE
StateCA
Zip92056-3336
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 48 TR 006829
Legal SubdivisionALTA VISTA ACRES
Legal Tract006829
Legal Block1
Legal Lot Number48
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1000
Census Tract18517

Owner

Source: San Diego County records · APN 166-593-19-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address817 ROMERO CT, WALNUT, CA 91789-4357
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jun 07, 2023Intrafamily Transfer, Transfer
Oct 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
CALCULATED RISK ANALYTICS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 01, 2011 · Amount on Record
Deed SaleMar 01, 2011 · Amount on Record
Prior SaleJan 10, 2011 · Amount on Record
Deed Document Number2011111032
Last Transfer DateMay 09, 2023
Transfer Doc0000148543
Record UpdatedSep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJun 07, 2023
Property Address3971 CAMEO DR, OCEANSIDE, CA 92056-3336
Document Number0000148543
Map ReferenceMAP 6829
Instrument DateMay 09, 2023
Instrument2023-0148543
Transaction TypeTransfer
Record UpdatedJun 16, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address817 ROMERO CT, WALNUT, CA 91789-4357

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3971 CAMEO DR, OCEANSIDE, CA 92056-3336
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

NameVerified Name
Address817 ROMERO CT 9, 9, WALNUT, CA 91789-4357

Mortgage

Document Number0000652716
DateOct 23, 2020
Instrument2020-0652716
Lender
NameCALCULATED RISK ANALYTICS LLC
TypeNon-Lending Institution
AddressNEWPORT BEACH, CA 92660
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$222,140 (+2%) Land $130,672 Building $91,468
2025$2,486.00 (+5.21%)$217,785 (+4.04%) Land $128,110 Building $89,675
2023$2,363.00 (+1.55%)$209,331 Land $123,137 Building $86,194
2022$2,327.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2025 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Generate-Ubiquity Holdings
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: California Internet, Verizon.

Based on FCC filings for 563 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLa Jolla Western
tribal government · serves 296 people
Water SourceGroundwater
Last State InspectionApr 2021
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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