Hamilton County property record for 3961 Lowry Ave, Cincinnati, OH 45229
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2 ba · 2,870 sqft · built 1920 |
| Lot Size | 0.173 acres (7,579 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,271 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit Dec 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 115-0003-0027-00 |
| Primary APN | 115-0003-0027-00 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,870 sqft Living Area |
| 1st Floor Area | 1,192 sqft |
| 2nd Floor Area | 1,140 sqft |
| Attic | Attic |
| Attic Area | 538 sqft |
| Basement Area | 1,182 sqft |
| Year Built | Built 1920 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Lot Area | 7,579 sqft (0.173 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Porch | Porch |
| Porch Area | 292 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3961 LOWRY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45229-1309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOWRY AVE 50 X 150 WS LOWRY 500FT S OF MITCHELL |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 6502 |
3961 Lowry Ave is owned and occupied by an individual who acquired it in December 2020.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3961 LOWRY AVE, CINCINNATI, OH 45229-1309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Dec 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Dec 21, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Mar 1, 2001 |
| Last Transfer Date | Dec 21, 2020 |
| Transfer Doc | 0000135472 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3961 LOWRY AVE, CINCINNATI, OH 45229-1309 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 3961 LOWRY AVE, CINCINNATI, OH 45229-1309 |
| Document Number | 0000083620 |
|---|---|
| Date | Jul 9, 2021 |
| Book Page | 14455/1686 |
| Instrument | 2021-0083620 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 18, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3961 LOWRY AVE, CINCINNATI, OH 45229-1309 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000118176 |
|---|---|
| Date | Dec 29, 2017 |
| Instrument | 17-0118176 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 97 Months |
| Due | Jan 1, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 21, 2020 |
| Property Address | 3961 LOWRY AVE, CINCINNATI, OH 45229-1309 |
| Document Number | 0000135472 |
| Book / Page | 014320 / 002291 |
| Instrument Date | Nov 9, 2020 |
| Instrument | 135472 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3961 LOWRY AVE AVONDALE OH 452291309, AVONDALE, OH 45229-1309 |
The 2025 property tax bill for 3961 Lowry Ave was $4,271, up 3.1% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,271.00 (+3.14%) | $69,255 (-) Land $15,488 Building $53,767 | |
| 2024 | $4,141.00 (-2.22%) | $69,255 (-) Land $15,488 Building $53,767 | |
| 2023 | $4,235.00 (+25.93%) | $69,255 (+40.46%) Land $15,488 Building $53,767 | $197,870 Land $44,250 Building $153,620 |
| 2022 | $3,363.00 Homeowner's exemption | $49,305 Land $10,945 Building $38,360 | |
| 2020 | $140,870 Land $31,270 Building $109,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3961 Lowry Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3961 Lowry Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures