3959 Lowry Ave, Cincinnati, OH 45229 Property Records

Hamilton County property record for 3959 Lowry Ave, Cincinnati, OH 45229

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,661 sqft · built 1920
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,875 (Sep 2020)
Tax Bill	$4,550 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`115-0003-0066-00`

Property Details

APN / Parcel Number

Primary APN	`115-0003-0066-00`
Alternative APN	`200918805`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,661 sqft Living Area
Gross Area	2,566 sqft
1st Floor Area	905 sqft
2nd Floor Area	756 sqft
Upper Floors Area	756 sqft
Basement Area	905 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	168 sqft
Patio Area	292 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3959 LOWRY AVE
City	CINCINNATI
State	OH
Zip	45229-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	3959 LOWRY AVE 50 X 150 LOT 53 DICKSONS SUB
Legal Subdivision	DICKSONS SUB
Legal Lot Number	53
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2010
Census Tract	6502

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3959 LOWRY AVE, CINCINNATI, OH 45229-1309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2020 · Amount on Record
Deed Sale	Sep 30, 2020 · Amount on Record
Prior Sale	Sep 28, 2010 · Amount on Record
Deed Document Number	2020100543
Deed Book / Page	14264 / 846
Prior Transfer Date	May 14, 2012
Prior Transfer Doc	0000000551
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 30, 2020
Property Address	3959 LOWRY AVE, CINCINNATI, OH 45229-1309
Document Number	0000100543
Book / Page	014264 / 000846
Instrument Date	Sep 22, 2020
Instrument	100543
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$844.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3959 LOWRY AVE CINCINNATI OH 452291309, CINCINNATI, OH 45229-1309

Mortgage

Document Number	100544
Date	Sep 30, 2020
Book Page	014264/000849
Instrument	100544

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,550.00 (+3.13%)	$73,809 (+%) Land $15,488 Building $58,321	$210,880 (-) Land $44,250 Building $166,630
2024	$4,412.00 (-2.22%)	$73,807 (-) Land $15,487 Building $58,320
2023	$4,512.00 (+79.83%)	$73,807 (+100.94%) Land $15,487 Building $58,320	$210,880 (+100.95%) Land $44,250 Building $166,630
2022	$2,509.00 Homeowner's exemption	$36,730 Land $10,945 Building $25,785
2020			$104,940 Land $31,270 Building $73,670

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20