Hamilton County property record for 3960 Lowry Ave, Cincinnati, OH 45229
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,474 sqft · built 1919 |
| Lot Size | 0.173 acres (7,536 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,178 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 115-0003-0064-00 |
| Primary APN | 115-0003-0064-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,474 sqft Living Area |
| Gross Area | 3,064 sqft |
| 1st Floor Area | 998 sqft |
| 2nd Floor Area | 1,176 sqft |
| Basement Area | 890 sqft |
| Finished Basement | 300 sqft |
| Unfinished Basement | 590 sqft |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 7,536 sqft (0.173 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3960 LOWRY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45229-1310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | 3960 LOWRY AVE 50 X 150 LOT 43 DICKSONS SUB |
| Legal Subdivision | DICKSONS SUB |
| Legal Lot Number | 43 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 6502 |
Source: Hamilton County records, as of July 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3960 LOWRY AVE, CINCINNATI, OH 45229-1310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2015 |
| Deed Sale | Aug 18, 2015 |
| Prior Sale | Mar 29, 2011 · Amount on Record |
| Deed Document Number | 201587624 |
| Deed Book / Page | 12971 / 580 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 23, 2026 |
| Property Address | 3960 LOWRY AVE, CINCINNATI, OH 45229-1310 |
| Document Number | 0000050547 |
| Book / Page | 15692 / 3388 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202650547 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3960 LOWRY AVE, CINCINNATI, OH 45229-1310 |
| Document Number | 0000050547, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 15692/3388 |
| Instrument | 202650547 |
| Name | KEMBA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 18, 2041 |
| Rate | 5.85% |
|---|---|
| Max Rate | -1% |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,178.00 (+3.14%) | $77,211 (+%) Land $15,488 Building $61,723 | $220,600 (-) Land $44,250 Building $176,350 |
| 2024 | $4,051.00 (-2.22%) | $77,209 (-) Land $15,487 Building $61,722 | |
| 2023 | $4,143.00 (+24.49%) | $77,209 (+38.77%) Land $15,487 Building $61,722 | $220,600 (+38.78%) Land $44,250 Building $176,350 |
| 2022 | $3,328.00 Homeowner's exemption | $55,637 Land $10,945 Building $44,692 | |
| 2020 | $158,960 Land $31,270 Building $127,690 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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