Fannin County property record for 3960 FM 981, Leonard, TX 75452
| Property Type | Mobile Home |
|---|---|
| Details | 3 ba · 4,308 sqft · built 1995 |
| Lot Size | 18.4 acres (804,945 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,656 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1106-001-0070-02 |
| Primary APN | 1106-001-0070-02 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 4,308 sqft Living Area |
| 1st Floor Area | 2,691 sqft |
| 2nd Floor Area | 897 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Lot Area | 804,945 sqft (18.4 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 597 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 1106-001-0070-02 |
|---|---|
| Old Parcel Number | 84444 |
| Street Address | 3960 FM 981 |
| City | LEONARD |
| State | TX |
| Zip | 75452-3911 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | A1106 S M SMITH, ACRES 18.479, POA |
| Legal Subdivision | S M SMITH SURV ABS #1106 |
| Jurisdiction | FANNIN TX |
| Township / Civil Division | LEONARD |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 950701 |
3960 FM 981, a mobile home, is owned and occupied by two individuals who acquired it in April 2019.
Source: Fannin County records, as of November 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3960 FM 981, LEONARD, TX 75452-3911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2019 |
| Deed Sale | Apr 1, 2019 |
| Deed Document Number | 0000212460 |
| Record Updated | Jun 8, 2026 |
Source: Fannin County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fannin County |
| Unified School District | Leonard Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,062,100 Land $482,520 Building $579,580 | $1,062,100 Land $482,520 Building $579,580 | |
| 2024 | $8,656.00 | ||
| 2023 | $584,269 Land $423,190 Building $576,810 | $1,000,000 Land $423,190 Building $576,810 | |
| 2018 | $6,843.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3960 FM 981 in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 10 (2015–2020) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Mar 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3960 FM 981 is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 63% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST LEONARD WSC serves 2,733 people · EPA ID TX0740034 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rise Broadband Fixed Wireless | 300 / 60 |
| Starlink Satellite | 280 / 30 |
May also be available: 360 Broadband, Verizon.
5G (outdoors only) and 4G LTE
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