Fannin County property record for 3814 FM 981, Leonard, TX 75452
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 3,505 sqft · built 2002 |
| Lot Size | 15.3 acres (670,214 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,646 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1104-001-001A-02 |
| Primary APN | 1104-001-001A-02 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 3,505 sqft Living Area |
| 1st Floor Area | 1,805 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Brick/Stone |
| Construction Type | Wood Frame |
| Lot Area | 670,214 sqft (15.3 acres) |
| Porch | Porch |
| Porch Area | 660 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 1104-001-001A-02 |
|---|---|
| Old Parcel Number | 84429 |
| Street Address | 3814 FM 981 |
| City | LEONARD |
| State | TX |
| Zip | 75452-3910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | A1104 L L SMITH, ACRES 15.386 |
| Legal Subdivision | L L SMITH |
| Jurisdiction | FANNIN TX |
| Township / Civil Division | LEONARD |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 950701 |
3814 FM 981, a rural home, is owned and occupied by an individual who acquired it in July 2001.
Source: Fannin County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3814 FM 981, LEONARD, TX 75452-3910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2001 |
| Deed Sale | Jul 31, 2001 |
| Deed Document Number | 0009531021 |
| Record Updated | Jun 8, 2026 |
Source: Fannin County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fannin County |
| Unified School District | Leonard Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $761,380 Land $449,610 Building $311,770 | $761,380 Land $449,610 Building $311,770 | |
| 2024 | $1,646.00 | ||
| 2023 | $303,994 | $640,530 Land $329,380 Building $311,150 | |
| 2018 | $3,230.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3814 FM 981 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 10 (2015–2020) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Mar 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3814 FM 981 is moderate, ranking above 53% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 70% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST LEONARD WSC serves 2,733 people · EPA ID TX0740034 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rise Broadband Fixed Wireless | 300 / 60 |
May also be available: 360 Broadband, Verizon.
5G and 4G LTE (outdoors only)
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