Fannin County property record for 3852 FM 981, Leonard, TX 75452
| Property Type | Mobile Home |
|---|---|
| Details | 2,336 sqft · built 2000 |
| Lot Size | 22.8 acres (996,653 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $423 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1106-001-0080-02 |
| Primary APN | 1106-001-0080-02 |
|---|---|
| Alternative APN |
|
| Building Area | 2,336 sqft Living Area |
|---|---|
| 1st Floor Area | 2,336 sqft |
| Year Built | Built 2000 |
|---|---|
| Lot Area | 996,653 sqft (22.8 acres) |
| Patio Area | 337 sqft |
| Account Number | 1106-001-0080-02 |
|---|---|
| Old Parcel Number | 84445 |
| Street Address | 3852 FM 981 |
| City | LEONARD |
| State | TX |
| Zip | 75452-3910 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | A1106 S M SMITH, ACRES 22.88, LABEL# PFS0672235, LABEL# PFS0672235 |
| Legal Subdivision | S M SMITH |
| Jurisdiction | FANNIN TX |
| Township / Civil Division | LEONARD |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 950701 |
3852 FM 981, a mobile home, is owned and occupied by an individual who acquired it in February 1990.
Source: Fannin County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3852 FM 981, LEONARD, TX 75452-3910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 1990 |
| Deed Sale | Feb 16, 1990 |
| Deed Document Number | 0000737786 |
| Record Updated | Jun 8, 2026 |
Source: Fannin County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fannin County |
| Unified School District | Leonard Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $502,346 Land $447,530 Building $57,680 | $505,210 Land $447,530 Building $57,680 | |
| 2024 | $423.00 | ||
| 2023 | $79,298 Land $487,680 Building $55,640 | $543,320 Land $487,680 Building $55,640 | |
| 2018 | $423.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3852 FM 981 in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 10 (2015–2020) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Mar 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3852 FM 981 is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 63% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST LEONARD WSC serves 2,733 people · EPA ID TX0740034 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rise Broadband Fixed Wireless | 300 / 60 |
| Starlink Satellite | 280 / 30 |
May also be available: 360 Broadband, Verizon.
5G (outdoors only) and 4G LTE
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