191 Smith Rd, Manchester, KY 40962 Property Records

Clay County property record for 191 Smith Rd, Manchester, KY 40962

Property Summary

Property Type	Mobile Home
Details	1,216 sqft · built 1997
Lot Size	1.52 acres (66,298 sqft)
Owner	2 Individual Names on File
Last Sale	$32,100 (Jan 2004)
Tax Bill	$383 (2025)
Flood Zone	Zone A (high risk)
APN	`099-00-00-001.07`

Property Details

APN / Parcel Number

Primary APN	`099-00-00-001.07`
Alternative APNs	`110747` `1584`

Interior

Building Area	1,216 sqft Living Area

Exterior

Year Built	Built 1997
Roof Material	Composition Shingle
Lot Area	66,298 sqft (1.52 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1584
Street Address	191 SMITH RD
City	MANCHESTER
State	KY
Zip	40962-7560
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	1.522 ACRES & MOBILE HOME
Jurisdiction	CLAY KY
Township / Civil Division	MANCHESTER
Census Block Group	3
Census Block	3024
Census Tract	950301

Owner

Source: Clay County assessment roll, APN 099-00-00-001.07, as of April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2576 PACES CREEK RD, MANCHESTER, KY 40962-7505
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 01, 2004 · Amount on Record
Deed Sale	Jan 01, 2004 · Amount on Record
Deed Document Number	0000274580
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Clay County assessment roll as of April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$383.00 (+0.26%)	$32,100 (-)	$32,100 (-)
2023	$382.00	$32,100	$32,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (21051C), as of September 28, 2007 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210519503013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 81% of Kentucky
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 55 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Peoples Rural Telephone Cooperative Corporation, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0260737, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MANCHESTER WATER WORKS serves 11,349 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.