Habersham County property record for 396 Saddlebrook Ln, Clarkesville, GA 30523
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1.5 ba · 864 sqft · built 1985 |
| Lot Size | 2.07 acres (90,169 sqft) |
| Owner | 2 Individual Names on File |
| Flood Zone | Zone X (minimal risk) |
| APN | 039 019 |
| Primary APN | 039 019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 864 sqft Heated Area |
| Gross Area | 1,896 sqft |
| 1st Floor Area | 576 sqft |
| Upper Floors Area | 400 sqft |
| Attic | Attic |
| Attic Area | 400 sqft |
| Basement Area | 576 sqft |
| Unfinished Basement | 576 sqft |
| Flooring | Parquet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood |
| Roof Type | Gambrel |
| Roof Material | Metal |
| Lot Area | 90,169 sqft (2.07 acres) |
| Garage Area | 2,400 sqft |
| Parking Spaces | 8 Parking Spaces |
| Deck Area | 324 sqft |
| Patio Area | 344 sqft |
| Storage Building | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 381897 |
|---|---|
| Street Address | 396 SADDLEBROOK LN |
| City | CLARKESVILLE |
| State | GA |
| Zip | 30523-4125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | LI |
| Legal Description | 11-145 156 PB 48-297 477-613 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CLARKESVILLE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 204 |
396 Saddlebrook Ln, a rural home, is owned and occupied by two individuals.
Source: Habersham County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 396 SADDLEBROOK LN, CLARKESVILLE, GA 30523-4125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $112,847 Land $20,468 Building $92,379 | $282,117 Land $51,170 Building $230,947 | |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $56,252 Land $8,056 Building $48,196 | $140,630 Land $20,140 Building $120,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 396 Saddlebrook Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 396 Saddlebrook Ln is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| TrailWave Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures