Habersham County property record for 172 Saddlebrook Ln, Clarkesville, GA 30523
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,296 sqft · built 1989 |
| Lot Size | 32 acres (1,394,356 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,857 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 039 021 |
| Primary APN | 039 021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,296 sqft Heated Area |
| Gross Area | 4,280 sqft |
| 1st Floor Area | 1,296 sqft |
| Basement Area | 1,168 sqft |
| Unfinished Basement | 1,168 sqft |
| Flooring | Parquet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,394,356 sqft (32 acres) |
| Lot Width | 400 ft Width |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 1,306 sqft |
| Deck Area | 30 sqft |
| Patio Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 381901 |
|---|---|
| Street Address | 172 SADDLEBROOK LN |
| City | CLARKESVILLE |
| State | GA |
| Zip | 30523-4124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | LI |
| Legal Description | 11-156 DB 1113-211 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CLARKESVILLE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 204 |
Source: Habersham County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 615 SAM BELL RD, CLARKESVILLE, GA 30523-4134 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,857.00 | $236,044 (+17.02%) Land $122,072 Building $113,972 | $590,111 (+17.03%) Land $305,180 Building $284,931 |
| 2023 | Homeowner's exemption | $201,704 (+27.35%) Land $111,396 Building $90,308 | $504,260 (+27.35%) Land $278,490 Building $225,770 |
| 2022 | Homeowner's exemption | $158,388 Land $80,860 Building $77,528 | $395,970 Land $202,150 Building $193,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| TrailWave Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
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