244 Saddlebrook Ln, Clarkesville, GA 30523 Property Records

Habersham County property record for 244 Saddlebrook Ln, Clarkesville, GA 30523

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,428 sqft · built 1985
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$138,000 (Dec 2018)
Tax Bill	$1,343 (2026)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`039 020`

Property Details

APN / Parcel Number

Primary APN	`039 020`
Alternative APNs	`676193` `381899`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,428 sqft Heated Area
Gross Area	2,214 sqft
1st Floor Area	1,428 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	522 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	381899
Street Address	244 SADDLEBROOK LN
City	CLARKESVILLE
State	GA
Zip	30523-4124
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	LI
Legal Description	11-145 146 DB 1181-714
Jurisdiction	HABERSHAM GA
Township / Civil Division	CLARKESVILLE
Census Block Group	1
Census Block	1004
Census Tract	204

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	244 SADDLEBROOK LN, CLARKESVILLE, GA 30523-4124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2018 · Amount on Record
Deed Sale	Dec 13, 2018 · Amount on Record
Deed Document Number	20182275
Deed Book / Page	1181 / 714
Record Updated	Oct 29, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Dec 13, 2018
Property Address	244 SADDLEBROOK LN, CLARKESVILLE, GA 30523-4124
Document Number	001181/714
Book / Page	1181 / 714
Instrument Date	Dec 13, 2018
Instrument	2018-002275
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 SADDLEBROOK LN, CLARKESVILLE, GA 30523-4124

Mortgage

Document Number	0000001181/0000000715
Date	Dec 14, 2018
Book Page	0000001181/0000000715

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2034

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,343.00 (-2.96%) Homeowner's exemption	$89,230 (+5.38%) Land $14,231 Building $74,999	$223,075 (+5.38%) Land $35,578 Building $187,497
2025	$1,384.00 Homeowner's exemption	$84,672 (+55.44%) Land $13,300 Building $71,372	$211,679 (+55.44%) Land $33,250 Building $178,429
2023	Homeowner's exemption	$54,472 (+14.62%) Land $5,320 Building $49,152	$136,180 (+14.62%) Land $13,300 Building $122,880
2022	Homeowner's exemption	$47,524 Land $5,320 Building $42,204	$118,810 Land $13,300 Building $105,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 88% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
TrailWave Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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