Mercer County and Pennington Borough property record for 396 Reading Ave, Pennington, NJ 08534
| Property Type | Single Family Home |
|---|---|
| Details | 1,419 sqft · built 1986 |
| Lot Size | 0.333 acres (14,501 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Mar 1993) |
| Tax Bill | $12,881 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Jan 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00902-0000-00011 |
| Primary APN | 08-00902-0000-00011 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,419 sqft Living Area |
|---|
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 14,501 sqft (0.333 acres) |
| Lot Dimensions | 145 ft deep x 100 ft wide |
| Old Parcel Number | 0800020000000011 |
|---|---|
| Street Address | 396 READING AVE |
| City | PENNINGTON |
| State | NJ |
| Zip | 08534-2740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-80 |
| Legal Block | 902 |
| Legal Lot Number | 11 |
| Jurisdiction | MERCER NJ |
| Township / Civil Division | PENNINGTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 3903 |
Source: Mercer County and Pennington Borough records, as of July 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 396 READING AVE, PENNINGTON, NJ 08534-2740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2023 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Jan 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Feb 20, 2018 | Quit Claim Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Apr 27, 2017 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 1993 · Amount on Record |
| Deed Sale | Mar 26, 1993 · Amount on Record |
| Deed Book / Page | 2675 / 280 |
| Last Transfer Date | Dec 22, 2017 |
| Transfer Doc | 0000007375 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER NJ |
| Property Address | 396 READING AVE, PENNINGTON, NJ 08534-2740 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2023 |
| Title Company | NOT AVAILABLE, SERVICELINK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000023539 |
|---|---|
| Date | Jul 10, 2023 |
| Book Page | 11819/393 |
| Instrument | 2023023539 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER NJ |
| Property Address | 396 READING AVE, PENNINGTON, NJ 08534-2740 |
| Document Number | 0000004508 |
| Instrument Date | Jan 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 396 READING AVE PENNINGTON NJ 085342740, PENNINGTON, NJ 08534-2740 |
| Document Number | 0000004508 |
|---|---|
| Date | Jan 28, 2020 |
| Book Page | 011463/001406 |
| Instrument | 4508 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 27, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCER NJ |
| Recording Date | Feb 20, 2018 |
| Property Address | 396 READING AVE, PENNINGTON, NJ 08534-2740 |
| Document Number | 0000007375 |
| Book / Page | 006317 / 001251 |
| Instrument Date | Dec 22, 2017 |
| Instrument | 7375 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 396 READING AVE PENNINGTON NJ 085342740, PENNINGTON, NJ 08534-2740 |
| Document Number | 7376 |
|---|---|
| Date | Feb 20, 2018 |
| Book Page | 011328/001518 |
| Instrument | 7376 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 19, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCER NJ |
| Recording Date | Apr 27, 2017 |
| Property Address | 396 READING AVE, PENNINGTON, NJ 08534-2740 |
| Document Number | 0000019510 |
| Book / Page | 006283 / 000386 |
| Instrument Date | Apr 19, 2017 |
| Instrument | 19510 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $351.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 SILO RD PENNINGTON NJ 085342232, PENNINGTON, NJ 08534-2232 |
| Document Number | 19511 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 011270/000953 |
| Instrument | 19511 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: Mercer County and Pennington Borough assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Mercer County |
| Municipality | Pennington Borough |
| Unified School District | Hopewell Valley Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $383,600 (-) Land $259,200 Building $124,400 | $383,600 (-) Land $259,200 Building $124,400 | |
| 2025 | $12,881.00 (+3.3%) | $383,600 (-) Land $259,200 Building $124,400 | $383,600 (-) Land $259,200 Building $124,400 |
| 2024 | $12,470.00 (+14.71%) | ||
| 2023 | $383,600 Land $259,200 Building $124,400 | $383,600 Land $259,200 Building $124,400 | |
| 2022 | $10,871.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PENNINGTON W DEPT serves 2,600 people · EPA ID NJ1108001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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