Ventura County property record for 396 Loire Valley Dr, Simi Valley, CA 93065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 5,100 sqft · built 2003 |
| Lot Size | 1.46 acres (63,934 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,697,500 (Mar 2004) |
| Tax Bill | $24,907 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 596-0-320-075 |
| Primary APN | 596-0-320-075 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 5,100 sqft Living Area |
| 1st Floor Area | 2,631 sqft |
| 2nd Floor Area | 2,469 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 63,934 sqft (1.46 acres) |
| Garage Area | 954 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 768 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 14 sqft |
| Deck Area | 89 sqft |
| Patio Area | 1,002 sqft |
| Street Address | 396 LOIRE VALLEY DR |
|---|---|
| City | SIMI VALLEY |
| State | CA |
| Zip | 93065-8242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: C REF: 140MR 75 |
| Legal Subdivision | TRACT 458316 |
| Legal Block | 320 |
| Legal Lot Number | C |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | SIMI VALLEY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 7506 |
Source: Ventura County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 396 LOIRE VALLEY DR, SIMI VALLEY, CA 93065-8242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK NATIONAL ASSOCIATION |
| Nov 20, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2004 · Amount on Record |
| Deed Sale | Mar 9, 2004 · Amount on Record |
| Deed Document Number | 200459497 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Aug 28, 2026 |
| Property Address | 396 LOIRE VALLEY DR, SIMI VALLEY, CA 93065-8242 |
| Document Number | 0000067336 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 202667336 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 396 LOIRE VALLEY DR, SIMI VALLEY, CA 93065-8242 |
| Document Number | 0000067336, |
|---|---|
| Date | Aug 28, 2026 |
| Instrument | 202667336 |
| Name | BANK NATIONAL ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 396 LOIRE VALLEY DR, SIMI VALLEY, CA 93065-8242 |
| Document Number | 0000003126 |
| Instrument Date | Nov 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 396 LOIRE VALLEY DR SIMI VALLEY CA 930658242, SIMI VALLEY, CA 93065-8242 |
| Document Number | 0000003126 |
|---|---|
| Date | Jan 9, 2020 |
| Instrument | 3126 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 8, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
Source: Ventura County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Simi Valley City |
| Unified School District | Simi Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,201,000 (-) Land $1,430,000 Building $771,000 | |
| 2025 | $24,907.00 (-4.35%) | $2,201,000 (+8.37%) Land $1,430,000 Building $771,000 |
| 2024 | $26,041.00 (+16.83%) | |
| 2023 | $22,289.00 (+4.37%) | $2,031,000 Land $1,320,000 Building $711,000 |
| 2022 | $21,355.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 66% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023 |
|---|---|
| Water Source | Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GigabitNow Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
May also be available: Rocket Broadband.
5G and 4G LTE (outdoors only)
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