Bergen County and Paramus Borough property record for 396 Chelsea St, Paramus, NJ 07652
| Property Type | Single Family Home |
|---|---|
| Details | 2,394 sqft · built 1962 |
| Lot Size | 0.288 acres (12,537 sqft) |
| Owner | Individual Name on File |
| Last Sale | $774,900 (Aug 2005) |
| Tax Bill | $12,151 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-04409-0000-00027 |
| Primary APN | 46-04409-0000-00027 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,394 sqft Living Area |
| 1st Floor Area | 2,394 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Construction Type | Frame |
| Lot Area | 12,537 sqft (0.288 acres) |
| Lot Dimensions | 115 ft deep x 109 ft wide |
| Account Number | 372800 |
|---|---|
| Street Address | 396 CHELSEA ST |
| City | PARAMUS |
| State | NJ |
| Zip | 07652-3435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | 109X115 5LT |
| Legal Subdivision | NANSEN HOMES |
| Legal Block | 4409 |
| Legal Lot Number | 27 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | PARAMUS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 42400 |
396 Chelsea St is owned and occupied by an individual who acquired it in July 2025.
Source: Bergen County and Paramus Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 396 CHELSEA ST, PARAMUS, NJ 07652-3435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2005 · Amount on File |
| Deed Sale | Aug 1, 2005 · Amount on File |
| Deed Book / Page | 8856 / 256 |
| Last Transfer Date | Jul 25, 2025 |
| Transfer Doc | 0055630994 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 396 CHELSEA ST, PARAMUS, NJ 07652-3435 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0036330974 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 3633/974 |
| Instrument | 20-061946 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | May 1, 2035 |
The 2025 property tax bill for 396 Chelsea St was $12,151, up 5.8% from the year before.
Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Paramus Borough |
| Unified School District | Paramus Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $866,100 (+6.85%) Land $518,500 Building $347,600 | $866,100 (+6.85%) Land $518,500 Building $347,600 | |
| 2025 | $12,151.00 (+5.83%) | $810,600 Land $471,300 Building $339,300 | $810,600 Land $471,300 Building $339,300 |
| 2024 | $11,482.00 | ||
| 2023 | $726,200 Land $415,200 Building $311,000 | $726,200 Land $415,200 Building $311,000 | |
| 2022 | $10,569.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 396 Chelsea St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 396 Chelsea St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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