Bergen County and Paramus Borough property record for 392 Chelsea St, Paramus, NJ 07652
| Property Type | Single Family Home |
|---|---|
| Details | 4,165 sqft · built 1962 |
| Lot Size | 0.288 acres (12,537 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (May 1999) |
| Tax Bill | $18,043 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-04409-0000-00026 |
| Primary APN | 46-04409-0000-00026 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,165 sqft Living Area |
| 1st Floor Area | 4,165 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Construction Type | Frame |
| Lot Area | 12,537 sqft (0.288 acres) |
| Lot Dimensions | 115 ft deep x 109 ft wide |
| Account Number | 372700 |
|---|---|
| Street Address | 392 CHELSEA ST |
| City | PARAMUS |
| State | NJ |
| Zip | 07652-3435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | 109X115 5LT |
| Legal Subdivision | NANSEN HOMES |
| Legal Block | 4409 |
| Legal Lot Number | 26 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | PARAMUS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 42400 |
392 Chelsea St is owned and occupied by two individuals who bought it in May 1999.
Source: Bergen County and Paramus Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 392 CHELSEA ST, PARAMUS, NJ 07652-3435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 22, 2018 | Deed of Trust, Mortgage · Line of Credit TD BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 1999 · Amount on File |
| Deed Sale | May 28, 1999 · Amount on File |
| Deed Document Number | 199990121 |
| Deed Book / Page | 8172 / 348 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 392 CHELSEA ST, PARAMUS, NJ 07652-3435 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040480106 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | 4048/106 |
| Instrument | 2021047261 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 392 CHELSEA ST, PARAMUS, NJ 07652-3435 |
| Document Number | 0029700469 |
| Instrument Date | May 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 392 CHELSEA ST PARAMUS NJ 076523435, PARAMUS, NJ 07652-3435 |
| Document Number | 0029700469 |
|---|---|
| Date | Jun 19, 2018 |
| Book Page | 002970/000469 |
| Instrument | 42571 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 18, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 392 Chelsea St was $18,043, up 5.3% from the year before.
Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Paramus Borough |
| Unified School District | Paramus Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,269,500 (+5.47%) Land $518,500 Building $751,000 | $1,269,500 (+5.47%) Land $518,500 Building $751,000 | |
| 2025 | $18,043.00 (+5.32%) | $1,203,700 Land $471,300 Building $732,400 | $1,203,700 Land $471,300 Building $732,400 |
| 2024 | $17,132.00 | ||
| 2023 | $1,085,200 Land $415,200 Building $670,000 | $1,085,200 Land $415,200 Building $670,000 | |
| 2022 | $15,800.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 392 Chelsea St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 392 Chelsea St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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