Bergen County and Paramus Borough property record for 389 Chelsea St, Paramus, NJ 07652
| Property Type | Single Family Home |
|---|---|
| Details | 2,898 sqft · built 1963 |
| Lot Size | 0.282 acres (12,273 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $700,000 (Oct 2004) |
| Tax Bill | $13,575 (2025) |
| Deeds & Mortgages | Feb 2023 Transfer Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-04406-0000-00003 |
| Primary APN | 46-04406-0000-00003 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,898 sqft Living Area |
| 1st Floor Area | 2,898 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Frame |
| Lot Area | 12,273 sqft (0.282 acres) |
| Account Number | 368600 |
|---|---|
| Street Address | 389 CHELSEA ST |
| City | PARAMUS |
| State | NJ |
| Zip | 07652-3432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | 94XIRR. 5LT. |
| Legal Subdivision | NANSEN HOMES SUB |
| Legal Block | 4406 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | PARAMUS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 42400 |
389 Chelsea St is owned and occupied by two individuals who acquired it in January 2023.
Source: Bergen County and Paramus Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 389 CHELSEA ST, PARAMUS, NJ 07652-3432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Feb 9, 2023 | Intrafamily Transfer, Transfer |
| Jun 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2004 · Amount on File |
| Deed Sale | Oct 6, 2004 · Amount on File |
| Prior Sale | Jun 1, 1998 · Amount on File |
| Deed Book / Page | 8732 / 535 |
| Last Transfer Date | Jan 24, 2023 |
| Transfer Doc | 0049290154 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 9, 2023 |
| Property Address | 389 CHELSEA ST, PARAMUS, NJ 07652-3432 |
| Document Number | 0049290154 |
| Book / Page | 4929 / 154 |
| Instrument Date | Jan 24, 2023 |
| Instrument | 2023011429 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 389 CHELSEA ST, PARAMUS, NJ 07652-3432 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 389 CHELSEA ST, PARAMUS, NJ 07652-3432 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 389 CHELSEA ST, PARAMUS, NJ 07652-3432 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036330025 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 3633/25 |
| Instrument | 20-061766 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2035 |
The 2025 property tax bill for 389 Chelsea St was $13,575, up 5.5% from the year before.
Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Paramus Borough |
| Unified School District | Paramus Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $962,200 (+6.25%) Land $515,600 Building $446,600 | $962,200 (+6.25%) Land $515,600 Building $446,600 | |
| 2025 | $13,575.00 (+5.54%) | $905,600 Land $468,700 Building $436,900 | $905,600 Land $468,700 Building $436,900 |
| 2024 | $12,863.00 | ||
| 2023 | $814,900 Land $412,800 Building $402,100 | $814,900 Land $412,800 Building $402,100 | |
| 2022 | $11,875.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 389 Chelsea St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 389 Chelsea St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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