Caldwell County property record for 386 Birch Circle Dr, Hudson, NC 28638
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,213 sqft · built 1972 |
| Lot Size | 0.468 acres (20,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (Jun 2021) |
| Tax Bill | $1,673 (2026) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 171868 |
| Primary APN | 171868 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,213 sqft Heated Area |
| Gross Area | 2,764 sqft |
| 1st Floor Area | 1,773 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,400 sqft (0.468 acres) |
| Lot Dimensions | 120 ft deep x 170 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 515 sqft |
| Canopy | 256 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 171868 |
|---|---|
| Street Address | 386 BIRCH CIRCLE DR |
| City | HUDSON |
| State | NC |
| Zip | 28638-2405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2024 PG 1549 YR 21 ST 460.00 |
| Legal Subdivision | SOUTHERN HILLS DEVELOPMENT |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | HUDSON |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 30700 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 386 BIRCH CIRCLE DR, HUDSON, NC 28638-2405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC |
| Jan 3, 2020 | Warranty Deed, Transfer · Conventional with PMI AMERIFIRST FIN'L CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2021 · Amount on Record |
| Deed Sale | Jun 15, 2021 · Amount on Record |
| Prior Sale | Jan 3, 2020 · Amount on Record |
| Deed Document Number | 202110058849 |
| Deed Book / Page | 2024 / 1549 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jun 15, 2021 |
| Property Address | 386 BIRCH CIRCLE DR, HUDSON, NC 28638-2405 |
| Document Number | 0020241549 |
| Book / Page | 2024 / 1549 |
| Map Reference | MB 5 PG 64 |
| Instrument Date | Jun 14, 2021 |
| Instrument | 10058849 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 386 BIRCH CIRCLE DR, HUDSON, NC 28638-2405 |
| Document Number | 10058850 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 10058850 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jan 3, 2020 |
| Property Address | 386 BIRCH CIRCLE DR, HUDSON, NC 28638-2405 |
| Document Number | 0010040015 |
| Book / Page | 001979 / 000285 |
| Instrument Date | Dec 31, 2019 |
| Instrument | 10040015 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 386 BIRCH CIRCLE DR HUDSON NC 286382405, HUDSON, NC 28638-2405 |
| Document Number | 10040016 |
|---|---|
| Date | Jan 3, 2020 |
| Book Page | 001979/000287 |
| Instrument | 10040016 |
| Name | AMERIFIRST FIN'L CORP |
|---|---|
| Address | PORTAGE, MI 49002 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 2, 2050 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Hudson Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,673.00 (-20.75%) | $268,400 (-) Land $19,500 Building $248,900 | |
| 2025 | $2,111.00 (+75.33%) | $268,400 (+72.94%) Land $19,500 Building $248,900 | $268,400 (+72.94%) Land $19,500 Building $248,900 |
| 2023 | $155,200 (-) Land $19,500 Building $135,700 | $155,200 (-) Land $19,500 Building $135,700 | |
| 2022 | $1,204.00 | $155,200 Land $19,500 Building $135,700 | $155,200 Land $19,500 Building $135,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LENOIR serves 26,388 people · EPA ID NC0114010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures