Seminole County property record for 3953 Saltmarsh Loop, Sanford, FL 32773
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,402 sqft · built 2018 |
| Owner | Individual Name on Record |
| Last Sale | $450,000 (May 2025) |
| Tax Bill | $7,910 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-20-31-502-0000-1790 |
| Primary APN | 17-20-31-502-0000-1790 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,402 sqft Living Area |
| 1st Floor Area | 1,184 sqft |
| 2nd Floor Area | 1,218 sqft |
| Upper Floors Area | 1,218 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 208 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3953 SALTMARSH LOOP |
|---|---|
| City | SANFORD |
| State | FL |
| Zip | 32773-7097 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 179 WYNDHAM PRESERVE PB 81 PGS 93-102 |
| Legal Range | 31 |
| Legal Township | 20 |
| Legal Section | 17 |
| Legal Subdivision | WYNDHAM PRESERVE |
| Legal Tract | 502 |
| Legal Lot Number | 179 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | SANFORD |
| Census Block Group | 1 |
| Census Block | 1101 |
| Census Tract | 21000 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 402 BELVEDERE WAY, SANFORD, FL 32773-7376 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 15, 2019 | Deed of Trust, Mortgage · FHA Mortgage FBC MORTGAGE LLC |
| Aug 18, 2018 | Special Warranty Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2025 · Amount on Record |
| Deed Sale | May 30, 2025 · Amount on Record |
| Prior Sale | Aug 18, 2018 · Amount on Record |
| Deed Document Number | 2025052631 |
| Deed Book / Page | 10834 / 968 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 3953 SALTMARSH LOOP, SANFORD, FL 32773-7097 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3953 SALTMARSH LOOP, SANFORD, FL 32773-7097 |
| Document Number | 0100960571 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | 10096/571 |
| Instrument | 2021149728 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 3953 SALTMARSH LOOP, SANFORD, FL 32773-7097 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0094781280 |
|---|---|
| Date | Nov 15, 2019 |
| Book Page | 09478/1280 |
| Instrument | 2019124646 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Aug 18, 2018 |
| Property Address | 3953 SALTMARSH LOOP, SANFORD, FL 32773-7097 |
| Document Number | 0091931837 |
| Book / Page | 09193 / 1837 |
| Map Reference | MB81 PG83 |
| Instrument Date | Jul 23, 2018 |
| Instrument | 2018095008 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | PSH TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,985.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5200 VINELAND RD STE 200, 5200, ORLANDO, FL 32811-7674 |
| Name | Verified Name |
|---|---|
| Address | 3953 SALTMARSH LOOP, SANFORD, FL 32773-7097 |
| Document Number | 2018095009 |
|---|---|
| Date | Aug 18, 2018 |
| Instrument | 2018095009 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Sanford City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,910.00 (+80.8%) | $306,107 (+5.99%) | $437,293 (+8.57%) Land $88,000 Building $349,293 |
| 2023 | $4,375.00 (+2.94%) Homeowner's exemption | $288,816 (+3%) | $402,792 (+15.62%) Land $88,000 Building $314,792 |
| 2022 | $4,250.00 Homeowner's exemption | $280,404 | $348,363 Land $72,000 Building $276,363 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 18 (2008–2024) |
| Claims Outside the SFHA | 6 of 18 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANFORD, CITY OF (2 WPS) serves 79,715 people · EPA ID FL3590205 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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