3944 Saltmarsh Loop, Sanford, FL 32773 Property Records

Seminole County property record for 3944 Saltmarsh Loop, Sanford, FL 32773 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,418 sqft · built 2018
Owner	Individual Name on File
Last Sale	$226,990 (Dec 2018)
Tax Bill	$4,424 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-20-31-502-0000-0400`

Property Details

APN / Parcel Number

Primary APN	`17-20-31-502-0000-0400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,418 sqft Living Area
1st Floor Area	1,418 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	120 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3944 SALTMARSH LOOP
City	SANFORD
State	FL
Zip	32773-7096
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40 WYNDHAM PRESERVE PB 81 PGS 93-102
Legal Range	31
Legal Township	20
Legal Section	17
Legal Subdivision	WYNDHAM PRESERVE
Legal Tract	502
Legal Lot Number	40
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	1
Census Block	1099
Census Tract	21000

Owner

Source: Seminole County records · APN 17-20-31-502-0000-0400

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3944 SALTMARSH LOOP, SANFORD, FL 32773-7096
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 28, 2019	Deed of Trust, Mortgage · FHA Mortgage FBC MORTGAGE LLC
Dec 14, 2018	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage FBC MORTGAGE LLC
Jan 19, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 14, 2018 · Amount on Record
Deed Sale	Dec 14, 2018 · Amount on Record
Deed Document Number	2018140692
Deed Book / Page	09266 / 0968
Record Updated	Jun 08, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3944 SALTMARSH LOOP, SANFORD, FL 32773-7096
Transaction Type	Mortgage
Record Updated	Mar 28, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101921491
Date	Mar 15, 2022
Book Page	10192/1491
Instrument	2022031271

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 01, 2042

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3944 SALTMARSH LOOP, SANFORD, FL 32773-7096
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CLEAR TITLE OF FLORIDA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094250430
Date	Aug 28, 2019
Book Page	09425/0430
Instrument	2019093400

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

December 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Dec 14, 2018
Property Address	3944 SALTMARSH LOOP, SANFORD, FL 32773-7096
Document Number	0092660968
Book / Page	09266 / 0968
Map Reference	MB81 PG93-102
Instrument Date	Nov 30, 2018
Instrument	2018140692
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 22, 2021
Title Company	FIDELITY NATIONAL TITLE OF F

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,589.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3944 SALTMARSH LOOP, SANFORD, FL 32773-7096

Mortgage

Document Number	2018140693
Date	Dec 14, 2018
Instrument	2018140693

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2048

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jan 19, 2018
Property Address	3944 SALTMARSH LOOP, SANFORD, FL 32773-7096
Document Number	0090610416
Book / Page	009061 / 000416
Instrument Date	Jan 19, 2018
Instrument	7168
Transaction Type	Transfer
Record Updated	Feb 05, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$26,544.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1064 GREENWOOD BLVD #124 LAKE MARY FL 327465419, 124, LAKE MARY, FL 32746-5419
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Sanford City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,424.00 (+42.76%) Homeowner's exemption	$279,233 (+28.68%)	$367,189 (+10.38%) Land $88,000 Building $279,189
2023	$3,099.00 (+3.13%) Homeowner's exemption	$217,003 (+3%)	$332,645 (+19.2%) Land $88,000 Building $244,645
2022	$3,005.00 Homeowner's exemption	$210,683	$279,076 Land $72,000 Building $207,076

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170210001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 52 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	18 (2008–2024)
Claims Outside the SFHA	6 of 18
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm	Hurricane Ian, Sep 2022 · 3 claims Tropical Storm Fay, Aug 2008 · 9 claims

Wildfire

Wildfire Risk	High above 71% of the US · above 52% of Florida
Wildfire Likelihood	About 1 in 329 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 192 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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