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3935 Saltmarsh Loop, Sanford, FL 32773 Property Records

Seminole County property record for 3935 Saltmarsh Loop, Sanford, FL 32773

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,604 sqft · built 2018
OwnerIndividual Name on File
Last Sale$391,000 (Mar 2023)
Tax Bill$5,417 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Sep 2022 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN17-20-31-502-0000-1760

Property Details

APN / Parcel Number

Primary APN17-20-31-502-0000-1760

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area1,604 sqft Living Area
1st Floor Area668 sqft
2nd Floor Area936 sqft
Upper Floors Area936 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Garage Area403 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area21 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3935 SALTMARSH LOOP
CitySANFORD
StateFL
Zip32773-7097
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 176 WYNDHAM PRESERVE PB 81 PGS 93-102
Legal Range31
Legal Township20
Legal Section17
Legal SubdivisionWYNDHAM PRESERVE
Legal Tract502
Legal Lot Number176
JurisdictionSEMINOLE FL
Township / Civil DivisionSANFORD
Census Block Group1
Census Block1101
Census Tract21000

Owner

Source: Seminole County records · APN 17-20-31-502-0000-1760

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3935 SALTMARSH LOOP, SANFORD, FL 32773-7097
OccupancyOwner Occupied
Owner TypeIndividual, Secondary Company

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 21, 2022Warranty Deed, Transfer
OS NATIONAL LLC
Jan 13, 2022Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Nov 06, 2018Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
FBC MORTGAGE LLC
Jan 19, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 24, 2023 · Amount on Record
Deed SaleMar 24, 2023 · Amount on Record
Prior SaleSep 21, 2022 · Amount on Record
Deed Document Number2023026932
Deed Book / Page10410 / 1900
Record UpdatedJun 08, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateMar 24, 2023
Property Address3935 SALTMARSH LOOP, SANFORD, FL 32773-7097
Document Number0104101900
Book / Page10410 / 1900
Map ReferenceMB 81 PG 93-102
Instrument DateMar 21, 2023
Instrument2023026932
Transaction TypeTransfer
Record UpdatedApr 04, 2023
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,737.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
Address3935 SALTMARSH LOOP, SANFORD, FL 32773-7097

Mortgage

Document Number0104101902
DateMar 24, 2023
Instrument10410/1902
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateSep 21, 2022
Property Address3935 SALTMARSH LOOP, SANFORD, FL 32773-7097
Document Number0103200360
Book / Page10320 / 360
Map ReferenceMB 81 PG 93-102
Instrument DateSep 21, 2022
Instrument2022108007
Transaction TypeTransfer
Record UpdatedOct 12, 2022
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$2,522.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2851 AFTON CIR, 2851, ORLANDO, FL 32825-7189

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address3935 SALTMARSH LOOP, SANFORD, FL 32773-7097
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3935 SALTMARSH LOOP, SANFORD, FL 32773-7097

Mortgage

Document Number0101451820
DateJan 13, 2022
Book Page10145/1820
Instrument2022005873
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term325 Months
DueFeb 01, 2049

November 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionSEMINOLE FL
Recording DateNov 06, 2018
Property Address3935 SALTMARSH LOOP, SANFORD, FL 32773-7097
Document Number0092440505
Book / Page09244 / 0505
Map ReferenceMB81 PG93-102
Instrument DateOct 25, 2018
Instrument2018126571
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 22, 2021
Title CompanyFIDELITY NATL TITLE OF FLORI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,732.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1405 OLD ALABAMA RD STE 200, 1405, ROSWELL, GA 30076-2168

Transferred To (Grantee/Buyer)

NameVerified Name
Address3935 SALL MARSH LOOP, SANFORD, FL 32773-7097

Mortgage

Document Number2018126572
DateNov 06, 2018
Instrument2018126572
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2048

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSEMINOLE FL
Recording DateJan 19, 2018
Property Address3935 SALTMARSH LOOP, SANFORD, FL 32773-7097
Document Number0090610416
Book / Page009061 / 000416
Instrument DateJan 19, 2018
Instrument7168
Transaction TypeTransfer
Record UpdatedFeb 05, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$26,544.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1064 GREENWOOD BLVD #124 LAKE MARY FL 327465419, 124, LAKE MARY, FL 32746-5419
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalitySanford City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,417.00 (-14.32%) Homeowner's exemption$342,759 (-3.73%)$342,759 (-3.73%) Land $88,000 Building $254,759
2023$6,322.00 (+107.82%)$356,021 (+67.36%)$356,021 (+20.59%) Land $88,000 Building $268,021
2022$3,042.00$212,722$295,225 Land $72,000 Building $223,225

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), as of November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170210001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 52 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies52 in force
Nearby Flood Claims18 (2008–2024)
Claims Outside the SFHA6 of 18
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Tropical Storm Fay, Aug 2008 · 9 claims

Wildfire

Wildfire RiskHigh
above 70% of the US · above 52% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

Based on FCC filings for 192 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3590205, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSANFORD, CITY OF (2 WPS)
serves 79,715 people
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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