Berrien County property record for 3950 E Napier Ave, Benton Harbor, MI 49022
| Property Type | Cold Storage |
|---|---|
| Details | 49,428 sqft · built 1966 |
| Lot Size | 10 acres (436,907 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $26,820 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Nov 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-0026-0011-07-0 |
| Primary APN | 03-0026-0011-07-0 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 49,428 sqft Total Area |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 436,907 sqft (10 acres) |
| Street Address | 4090 E NAPIER AVE |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022-9612 |
| Property Category | Industrial |
| Property Type | Industrial > Cold Storage |
| Legal Description | SPLIT ON 06/14/2021 FROM 03-0026-0011-05-6; BEG AT A PT THAT IS 984.64' N01DEG14'30E OF THE E1/4 COR OF SEC 26 T4S R18W TH S85DEG33'53"W 499.48' TH N88DEG46'07"W 80.72 TH N01DEG36'34"E 263.22' TH N88DEG23'26"W 276.69' TH N01DEG36'34"E 305.85' TO C/L |
| Legal Range | 18W |
| Legal Township | 04S |
| Legal Section | 26 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BENTON |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 2400 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 105 S PARK RD, BENTON HARBOR, MI 49022-9437 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 4, 2025 | Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO |
| Nov 8, 2022 | Warranty Deed, Transfer SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC |
| May 18, 2021 | Warranty Deed, Transfer SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 4090 E NAPIER AVE, BENTON HARBOR, MI 49022-9612 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Title Company | PRESTIGE TITLE |
| Name | Verified Name |
|---|---|
| Address | 105 S PARK RD, BENTON HARBOR, MI 49022-9437 |
| Document Number | 03465/4469 |
|---|---|
| Date | Dec 4, 2025 |
| Book Page | 3465/4469 |
| Instrument | 2025447538 |
| Name | STURGIS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | STURGIS, MI 49091 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Nov 8, 2022 |
| Property Address | 3950 E NAPIER AVE, BENTON HARBOR, MI 49022-9675 |
| Document Number | 03391/1760 |
| Book / Page | 3391 / 1760 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 2022366725 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 S PARK RD, BENTON HARBOR, MI 49022-9437 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | May 18, 2021 |
| Property Address | 3950 E NAPIER AVE, BENTON HARBOR, MI 49022-9675 |
| Document Number | 03327/3362 |
| Book / Page | 3327 / 3362 |
| Instrument Date | May 7, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 440 RENAISSANCE DR, SAINT JOSEPH, MI 49085-2176 |
| Name | Verified Name |
|---|---|
| Address | 3825 E BRITAIN AVE, BENTON HARBOR, MI 49022-9727 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Benton Charter Township |
| Unified School District | Benton Harbor Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $543,200 (+5.09%) | $1,086,400 (+5.09%) | |
| 2025 | $26,820.00 (+81.28%) | ||
| 2023 | $516,900 | $1,033,800 | |
| 2022 | $14,795.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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