Berrien County property record for 3915 E Napier Ave, Benton Harbor, MI 49022
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,243 sqft · built 1953 |
| Lot Size | 3.6 acres (156,816 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $172,000 (Aug 2018) |
| Tax Bill | $2,751 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-0026-0017-00-3 |
| Primary APN | 03-0026-0017-00-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,243 sqft Living Area |
| 1st Floor Area | 1,243 sqft |
| Basement Area | 1,243 sqft |
| Unfinished Basement | 1,243 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Raised Ranch |
| Lot Area | 156,816 sqft (3.6 acres) |
| Garage Area | 1,104 sqft |
| Parking Spaces | 4 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3915 E NAPIER AVE |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022-9675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA RURAL |
| Legal Description | COM 1034.9'S & 1123' S84DEG01'W OF E1/4 PST SEC 26 T4S R18W TH S84DEG 01'W 200' TH N0DEG33'W 795.4' TH S89DEG12'E 199.07' TH S0DEG33'E 771.68' TO POB |
| Legal Range | 18W |
| Legal Township | 04S |
| Legal Section | 26 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BENTON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 2400 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3915 E NAPIER AVE, BENTON HARBOR, MI 49022-9675 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2024 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Aug 13, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNITED FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2018 · Amount on Record |
| Deed Sale | Aug 13, 2018 · Amount on Record |
| Prior Sale | Aug 13, 2018 · Amount on Record |
| Deed Book / Page | 3214 / 459 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 3915 E NAPIER AVE, BENTON HARBOR, MI 49022-9675 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3915 E NAPIER AVE, BENTON HARBOR, MI 49022-9675 |
| Document Number | 03423/2808 |
|---|---|
| Date | Apr 2, 2024 |
| Book Page | 3423/2808 |
| Instrument | 2024403027 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 25, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Aug 13, 2018 |
| Property Address | 3915 E NAPIER AVE, BENTON HARBOR, MI 49022-9675 |
| Document Number | 03214/0459 |
| Book / Page | 3214 / 0459 |
| Instrument Date | Jul 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,488.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3915 E NAPIER AVE, BENTON HARBOR, MI 49022-9675 |
| Investor | Possibly a Property Investor |
| Document Number | 03213/2634 |
|---|---|
| Date | Aug 9, 2018 |
| Book Page | 3213/2634 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Benton Charter Township |
| Unified School District | Benton Harbor Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $141,400 (+35.83%) | $282,800 (+35.83%) | |
| 2025 | $2,751.00 (+0.11%) | ||
| 2023 | $104,100 | $208,200 | |
| 2022 | $2,748.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures