San Diego County property record for 395 Whispering Willow Dr, Unit D, Santee, CA 92071
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,203 sqft · built 1997 |
| Lot Size | 6.16 acres (268,537 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $710,000 (Jul 2026) |
| Tax Bill | $8,747 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage May 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 381-681-13-81 |
| Primary APN | 381-681-13-81 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,203 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Condo/Apartment |
| Lot Area | 268,537 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 395 WHISPERING WILLOW DR, D |
|---|---|
| City | SANTEE |
| State | CA |
| Zip | 92071-6933 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R7 |
| Legal Description | LOT 96 US 81PER DOC95-486497&UND INT IN TR 013101 |
| Legal Subdivision | CALIFORNIA BRISAS |
| Legal Tract | 013101 |
| Legal Block | 1 |
| Legal Lot Number | 96 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 16614 |
Source: San Diego County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 395 WHISPERING WILLOW DR, D, SANTEE, CA 92071-6933 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 29, 2026 | Grant Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE |
| May 23, 2023 | Intrafamily Transfer, Transfer NOT AVAILABLE, TITLE FORWARD OF CALIFORNIA |
| May 23, 2023 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2026 · Amount on Record |
| Deed Sale | Jul 29, 2026 · Amount on Record |
| Prior Sale | May 23, 2023 · Amount on Record |
| Deed Document Number | 2026218029 |
| Prior Transfer Date | May 18, 2023 |
| Prior Transfer Doc | 0000134404 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 29, 2026 |
| Document Number | 0000218029 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 2026218029 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2026 |
| Title Company | ROCKET TITLE, ROCKET CLOSE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $78,881.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000218030, |
|---|---|
| Date | Jul 29, 2026 |
| Instrument | 2026218030 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 23, 2023 |
| Property Address | 395 WHISPERING WILLOW DR UNIT D, D, SANTEE, CA 92071-6933 |
| Document Number | 0000134404 |
| Map Reference | MAP 13101 |
| Instrument Date | May 18, 2023 |
| Instrument | 2023-0134404 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2023 |
| Title Company | NOT AVAILABLE, TITLE FORWARD OF CALIFORNIA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 395 WHISPERING WILLOW DR UNIT D, D, SANTEE, CA 92071-6933 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 23, 2023 |
| Property Address | 395 WHISPERING WILLOW DR UNIT D, D, SANTEE, CA 92071-6933 |
| Document Number | 0000134403 |
| Map Reference | MAP 13101 |
| Instrument Date | May 3, 2023 |
| Instrument | 2023-0134403 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2023 |
| Title Company | NOT AVAILABLE, TITLE FORWARD OF CALIFORNIA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 395 WHISPERING WILLOW DR UNIT D, D, SANTEE, CA 92071-6933 |
| Document Number | 0000134405 |
|---|---|
| Date | May 23, 2023 |
| Instrument | 2023-0134405 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Santee City |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Santee School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $722,680 (+2%) Land $462,515 Building $260,165 | |
| 2025 | $8,747.00 (+12.95%) | $708,511 (+13.36%) Land $453,447 Building $255,064 |
| 2023 | $7,744.00 (+169.17%) | $625,000 Land $400,000 Building $225,000 |
| 2022 | $2,877.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADRE DAM MWD serves 93,980 people · EPA ID CA3710037 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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