San Diego County property record for 395 Whispering Willow Dr, Unit C, Santee, CA 92071
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,203 sqft · built 1997 |
| Lot Size | 6.16 acres (268,537 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $680,000 (Mar 2024) |
| Tax Bill | $8,490 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer Mar 2024 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 381-681-13-82 |
| Primary APN | 381-681-13-82 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,203 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Condo/Apartment |
| Lot Area | 268,537 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 395 WHISPERING WILLOW DR, C |
|---|---|
| City | SANTEE |
| State | CA |
| Zip | 92071-6933 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R7 |
| Legal Description | LOT 96 US 82PER DOC95-486497&UND INT IN TR 013101 |
| Legal Subdivision | SANTEE 89-06 |
| Legal Tract | 013101 |
| Legal Block | 1 |
| Legal Lot Number | 96 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 16614 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 395 WHISPERING WILLOW DR, C, SANTEE, CA 92071-6933 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| Mar 21, 2024 | Intrafamily Transfer, Transfer TITLE FLORIDA INC, TITLE FORWARD OF CA INC |
| Mar 21, 2024 | Grant Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC |
| Dec 21, 2021 | Grant Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Aug 10, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 18, 2019 | Deed of Trust, Mortgage · VA Mortgage OCMBC INC |
| Mar 12, 2018 | Grant Deed, Transfer · VA Mortgage ROYAL PACIFIC FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 2024 · Amount on Record |
| Deed Sale | Mar 21, 2024 · Amount on Record |
| Prior Sale | Dec 21, 2021 · Amount on Record |
| Deed Document Number | 202471141 |
| Prior Transfer Date | Nov 6, 1996 |
| Prior Transfer Doc | 0000563321 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 21, 2024 |
| Property Address | 395 WHISPERING WILLOW DR UNIT C, C, SANTEE, CA 92071-6933 |
| Document Number | 0000071140 |
| Map Reference | MAP 13101 |
| Instrument Date | Mar 20, 2024 |
| Instrument | 2024-0071140 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2024 |
| Title Company | TITLE FLORIDA INC, TITLE FORWARD OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 395 WHISPERING WILLOW DR UNIT C, C, SANTEE, CA 92071-6933 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 21, 2024 |
| Property Address | 395 WHISPERING WILLOW DR UNIT C, C, SANTEE, CA 92071-6933 |
| Document Number | 0000071141 |
| Map Reference | MAP 13101 |
| Instrument Date | Mar 15, 2024 |
| Instrument | 2024-0071141 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2024 |
| Title Company | TITLE FLORIDA INC, TITLE FORWARD OF CA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 395 WHISPERING WILLOW DR UNIT C, C, SANTEE, CA 92071-6933 |
| Document Number | 0000071142 |
|---|---|
| Date | Mar 21, 2024 |
| Instrument | 2024-0071142 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 21, 2021 |
| Property Address | 395 WHISPERING WILLOW DR UNIT C, C, SANTEE, CA 92071-6933 |
| Document Number | 0000856400 |
| Map Reference | MAP 13101 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 2021-0856400 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2021 |
| Title Company | WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 8327 SHEILA ST, EL CAJON, CA 92021-1168 |
| Document Number | 0000856401 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 2021-0856401 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 395 WHISPERING WILLOW DR UNIT C, C, SANTEE, CA 92071-6933 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG TITLE COMPANY OF CA |
| Name | Verified Name |
|---|
| Document Number | 0000443272 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 2020-0443272 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 395 WHISPERING WILLOW DR UNIT C, C, SANTEE, CA 92071-6933 |
| Document Number | 0000545225 |
| Instrument Date | Nov 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2019 |
| Title Company | WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 395 WHISPERING WILLOW DR #C SANTEE CA 920716933, C, SANTEE, CA 92071-6933 |
| Document Number | 0000545225 |
|---|---|
| Date | Nov 22, 2019 |
| Instrument | 545225 |
| Name | OCMBC INC |
|---|---|
| Address | IRVINE, CA 92612 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 21, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 12, 2018 |
| Property Address | 395 WHISPERING WILLOW DR UNIT C, C, SANTEE, CA 92071-6933 |
| Document Number | 0000096816 |
| Map Reference | MAP 13101 |
| Instrument Date | Feb 13, 2018 |
| Instrument | 2018-0096816 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 395 WHISPERING WILLOW DR UNIT C, C, SANTEE, CA 92071-6933 |
| Document Number | 0000096817 |
|---|---|
| Date | Mar 12, 2018 |
| Instrument | 2018-0096817 |
| Name | ROYAL PACIFIC FUNDING CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Santee City |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Santee School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $707,470 (+2%) Land $270,498 Building $436,972 | |
| 2025 | $8,490.00 (+18.69%) Homeowner's exemption | $693,599 (+19.3%) Land $265,195 Building $428,404 |
| 2023 | $7,153.00 (+0.7%) Homeowner's exemption | $581,399 Land $222,297 Building $359,102 |
| 2022 | $7,103.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADRE DAM MWD serves 93,980 people · EPA ID CA3710037 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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