395 Upper Walnut Tree Ln, Topton, NC 28781 Property Records

Macon County property record for 395 Upper Walnut Tree Ln, Topton, NC 28781

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,808 sqft · built 1996
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,715 (2026)
Deeds & Mortgages	Sep 2026 Sale Jun 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`6505848728`

Property Details

APN / Parcel Number

Primary APN	`6505848728`
Alternative APNs	`0930658` `146820`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,808 sqft Heated Area
1st Floor Area	1,308 sqft
Upper Floors Area	500 sqft
Attic	Attic
Attic Area	500 sqft
Basement Area	1,308 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	37,462 sqft (0.86 acres)
Terrain	Rolling
View / Lot	Waterfront / Beach
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	508 sqft
Deck Area	28 sqft
Patio Area	488 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	146820
Street Address	395 UPPER WALNUT TREE LN
City	TOPTON
State	NC
Zip	28781-5509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 14D(2) ROCKY BRANCH OVERLOOK
Legal Subdivision	ROCKY BRANCH OVERLOOK
Legal Lot Number	14D
Jurisdiction	MACON NC
Township / Civil Division	NANTAHALA
Census Block Group	2
Census Block	2129
Census Tract	970200

Owner

395 Upper Walnut Tree Ln is owned by two individuals who acquired it in September 2026.

Source: Macon County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	240 33RD AVE N, SAINT PETERSBURG, FL 33704-2236
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jun 1, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 1, 2026
Transfer Doc	0000006297
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MACON NC
Recording Date	Sep 29, 2026
Property Address	395 UPPER WALNUT TREE LN, TOPTON, NC 28781-5509
Document Number	0000006297
Book / Page	44 / 1332
Instrument Date	Sep 1, 2026
Instrument	20266297
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 33RD AVE N, SAINT PETERSBURG, FL 33704-2236

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Jun 1, 2020
Property Address	395 UPPER WALNUT TREE LN, TOPTON, NC 28781-5509
Document Number	Y39/631
Book / Page	Y-39 / 631
Instrument Date	May 26, 2020
Instrument	2020003483
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10635 SW 68TH TER, OCALA, FL 34476-9338

Tax Assessment & Valuation

The 2026 property tax bill for 395 Upper Walnut Tree Ln was $2,715.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,715.00	$814,450 (+12.22%) Land $350,000 Building $464,450	$814,450 (+12.22%) Land $350,000 Building $464,450
2025	$2,715.00	$725,750 Land $350,000 Building $375,750	$725,750 Land $350,000 Building $375,750
2023	$2,703.00	$725,750 Land $350,000 Building $375,750	$725,750 Land $350,000 Building $375,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 395 Upper Walnut Tree Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 395 Upper Walnut Tree Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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