255 Upper Walnut Tree Ln, Topton, NC 28781 Property Records

Macon County property record for 255 Upper Walnut Tree Ln, Topton, NC 28781

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 1,754 sqft · built 2006
Lot Size0.58 acres (25,265 sqft)
OwnerIndividual Name on Record
Tax Bill$2,919 (2025)
Deeds & MortgagesMar 2022 Mortgage
Sep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN6505858017

Property Details

APN / Parcel Number

Primary APN6505858017
Alternative APNs
  • 0945364
  • 62514

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,754 sqft Heated Area
1st Floor Area1,754 sqft
Basement Area1,754 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area25,265 sqft (0.58 acres)
TerrainRolling
View / LotWaterfront / Beach

Exterior Amenities

PorchSlab
Porch Area224 sqft
Deck Area736 sqft
Patio Area1,120 sqft
Boat AccessBoat Access
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number62514
Street Address255 UPPER WALNUT TREE LN
CityTOPTON
StateNC
Zip28781-6648
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionREMAINDER- ROCKY BRANCH OVERLOOK
Legal SubdivisionROCKY BRANCH OVERLOOK
Legal Lot Number1
JurisdictionMACON NC
Township / Civil DivisionNANTAHALA
Census Block Group2
Census Block2129
Census Tract970200

Owner

Source: Macon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address323 PRIMROSE DR, LOUISVILLE, KY 40207-2716
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Sep 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON NC
Property Address255 UPPER WALNUT TREE LN, TOPTON, NC 28781-6648
Transaction TypeMortgage
Record UpdatedMar 15, 2022
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000R41/492
DateMar 2, 2022
Book PageR-41/492
Instrument2022001656
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Address26642
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON NC
Property Address255 UPPER WALNUT TREE LN, TOPTON, NC 28781-6648
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberL39/1480
DateSep 30, 2019
Book PageL-39/1480
Instrument2019006491
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
AddressCHARLOTTE, NC 28210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Macon County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$878,420 (+18.89%) Land $350,000 Building $528,420$878,420 (+18.89%) Land $350,000 Building $528,420
2025$2,919.00 (+18.18%)
2023$2,470.00$738,820 Land $350,000 Building $388,820$738,820 Land $350,000 Building $388,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

No cell data coverage reported

Nearby Properties on Upper Walnut Tree Ln

Nearby Streets

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