181 Upper Walnut Tree Ln, Topton, NC 28781 Property Records

Macon County property record for 181 Upper Walnut Tree Ln, Topton, NC 28781

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,166 sqft · built 1996
Lot Size	1.67 acres (72,745 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (May 2021)
Tax Bill	$1,658 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6505952582`

Property Details

APN / Parcel Number

Primary APN	`6505952582`
Alternative APNs	`0929575` `149638`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,166 sqft Heated Area
1st Floor Area	1,165,685 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	72,745 sqft (1.67 acres)
Terrain	Rolling
View / Lot	Waterfront / Beach
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	240 sqft
Patio Area	556 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	149638
Street Address	181 UPPER WALNUT TREE LN
City	TOPTON
State	NC
Zip	28781
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOTS 7 & 8 ROCKY BRANCH OVERLOOK
Legal Subdivision	ROCKY BRANCH OVERLOOK
Legal Lot Number	7-8
Jurisdiction	MACON NC
Township / Civil Division	NANTAHALA
Census Block Group	2
Census Block	2129
Census Tract	970200

Owner

Source: Macon County records · APN 6505952582

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1061 SHADY CREEK CT, WATKINSVILLE, GA 30677-7798
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK
May 27, 2021	Warranty Deed, Transfer
Feb 22, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 27, 2021 · Amount on Record
Deed Sale	May 27, 2021 · Amount on Record
Deed Document Number	20215115
Deed Book / Page	202140 / 558
Prior Transfer Date	Jan 19, 2018
Prior Transfer Doc	L38/0116
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	181 UPPER WALNUT TREE LN, TOPTON, NC 28781
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	F41/2
Date	Aug 31, 2021
Book Page	F-41/2
Instrument	2021008253

Lender

Name	SYNOVUS BANK
Type	Bank
Address	TALLAHASSEE, FL 32304

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2036

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	May 27, 2021
Property Address	181 UPPER WALNUT TREE LN, TOPTON, NC 28781
Document Number	Y40/558
Book / Page	Y-40 / 558
Instrument Date	May 22, 2021
Instrument	2021005115
Transaction Type	Transfer
Record Updated	Jun 09, 2021

Transaction

Amount	Amount Recorded
Tax	$850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1061 SHADY CREEK CT, WATKINSVILLE, GA 30677-7798

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Feb 22, 2018
Property Address	181 UPPER WALNUT TREE LN, TOPTON, NC 28781
Document Number	L38/0116
Book / Page	L-38 / 0116
Instrument Date	Jan 19, 2018
Instrument	2018001169
Transaction Type	Transfer
Record Updated	Oct 04, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5310 NW 98TH TER, 5310, GAINESVILLE, FL 32653-2811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5867 UPLAND RIDGE WAY, BUFORD, GA 30518-6855

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$482,630 (+4.53%) Land $300,000 Building $182,630	$482,630 (+4.53%) Land $300,000 Building $182,630
2025	$1,658.00 (+0.73%)	$461,730 (-) Land $300,000 Building $161,730	$461,730 (-) Land $300,000 Building $161,730
2023	$1,646.00	$461,730 Land $300,000 Building $161,730	$461,730 Land $300,000 Building $161,730

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macon County (37113C), as of November 8, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371139702002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Based on FCC filings for 37 locations within half a mile of this property.

Cell Coverage

No cell data coverage reported

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