St. Johns County property record for 381 Summerset Dr, Saint Johns, FL 32259 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 4,887 sqft · built 2003 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,000,000 (Sep 2023) |
| Tax Bill | $12,778 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001171-0460 |
| Primary APN | 001171-0460 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 22 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,887 sqft Living Area |
| Gross Area | 6,008 sqft |
| 1st Floor Area | 3,408 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Type | Attached |
| Garage Area | 777 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 516 sqft |
| Patio Area | 631 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 381 SUMMERSET DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8885 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 39/77-90 BARTRAM PLANTATION PHASE 1 LOT 46 OR5820/580 |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 44 |
| Legal Subdivision | BARTRAM PLANTATION PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 46 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20807 |
Source: St. Johns County records · APN 001171-0460
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 381 SUMMERSET DR, SAINT JOHNS, FL 32259-8885 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 05, 2023 · Amount on Record |
| Deed Sale | Sep 05, 2023 · Amount on Record |
| Prior Sale | Jan 21, 2003 · Amount on Record |
| Deed Document Number | 202370082 |
| Deed Book / Page | 5820 / 580 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 05, 2023 |
| Property Address | 381 SUMMERSET DR, SAINT JOHNS, FL 32259-8885 |
| Document Number | 0058200580 |
| Book / Page | 5820 / 580 |
| Map Reference | MB 39 PG 77-90 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 2023070082 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Title Company | SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TTL SV |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1129 RIVER BIRCH RD, SAINT JOHNS, FL 32259-8979 |
| Name | Verified Name |
|---|---|
| Address | 381 SUMMERSET DR, SAINT JOHNS, FL 32259-8885 |
| Document Number | 0005820582 |
|---|---|
| Date | Sep 05, 2023 |
| Instrument | 5820/582 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2053 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $953,176 (-1.5%) Land $200,000 Building $753,176 | $953,176 (-1.5%) Land $200,000 Building $753,176 | |
| 2025 | $12,778.00 (+13.96%) Homeowner's exemption Widower's exemption | $967,673 (+5.95%) | $967,673 (+5.95%) Land $215,000 Building $752,673 |
| 2024 | $11,213.00 (+20.32%) Homeowner's exemption | $913,311 (+21.2%) | $913,311 (-1.53%) Land $200,000 Building $713,311 |
| 2023 | $9,319.00 (+34.4%) Homeowner's exemption | $753,558 (+33.91%) | $927,517 (+6.01%) Land $190,000 Building $737,517 |
| 2022 | $6,934.00 Homeowner's exemption | $562,717 | $874,931 Land $162,400 Building $712,531 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090208071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 189 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 189 in force |
| Nearby Flood Claims | 4 (1997–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2017, rainfall accumulation, Hurricane Irma |
| Wildfire Risk | Moderate above 50% of the US · above 20% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,190 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 126 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T, IQ Fiber Intermediate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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