295 Cherry Tree Rd, Gurley, AL 35748 Property Records

Madison County property record for 295 Cherry Tree Rd, Gurley, AL 35748

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,844 sqft · built 1987
Lot Size	5.54 acres (241,322 sqft)
Owner	2 Owner Names on Record
Last Sale	$300,050 (Aug 2010)
Tax Bill	$2,166 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`19-09-32-0-000-053.001`

Property Details

APN / Parcel Number

Primary APN	`19-09-32-0-000-053.001`
Alternative APN	`346653`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,844 sqft Living Area
1st Floor Area	1,844 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	241,322 sqft (5.54 acres)
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	346653
Street Address	295 CHERRY TREE RD
City	GURLEY
State	AL
Zip	35748-9566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2 CHERRY TREE FARMS PB # 20110928000512600
Legal Range	02E
Legal Township	04S
Legal Section	32
Legal Subdivision	CHERRY TREE FARMS
Legal Tract	2
Legal Lot Number	2
Jurisdiction	MADISON AL
Township / Civil Division	GURLEY
Census Block Group	3
Census Block	3027
Census Tract	10902

Owner

Source: Madison County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	295 CHERRY TREE RD, GURLEY, AL 35748-9566
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2010 · Amount on Record
Deed Sale	Aug 5, 2010 · Amount on Record
Deed Document Number	0000439620
Last Transfer Date	Aug 6, 2010
Transfer Doc	0000439620
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	295 CHERRY TREE RD, GURLEY, AL 35748-9566
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000158732
Date	Sep 26, 2023
Book Page	MTG 2023/158732

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Madison County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Huntsville City
Unified School District	Huntsville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,166.00 (+10.62%) Homeowner's exemption	$42,500 (+10.5%) Land $6,800 Building $35,700	$484,300 (+25.99%) Land $77,600 Building $406,700
2023	$1,958.00 (+10.43%) Homeowner's exemption	$38,460 (+10.33%) Land $7,760 Building $30,700	$384,400 (+10.36%) Land $77,600 Building $306,800
2022	$1,773.00 Homeowner's exemption	$34,860 Land $6,100 Building $28,760	$348,300 Land $60,900 Building $287,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NHTC Fiber	8,000 / 8,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20