395 Cavitt Ct, Waco, TX 76706 Property Records

McLennan County property record for 395 Cavitt Ct, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,029 sqft · built 2019
Lot Size	0.243 acres (10,585 sqft)
Owner	2 Individual Names on Record
Last Sale	$413,999 (Sep 2026)
Tax Bill	$6,265 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44-008507-000302-0`

Property Details

APN / Parcel Number

Primary APN	`44-008507-000302-0`
Alternative APN	`383884`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,029 sqft Living Area
Gross Area	2,533 sqft
1st Floor Area	2,029 sqft
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,585 sqft (0.243 acres)
Lot Dimensions	132 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	333 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	395 CAVITT CT
City	WACO
State	TX
Zip	76706-4815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIBERTY RANCH PUD PHASE THREE LOT 2 BLOCK 3 ACRES .243
Legal Subdivision	LIBERTY RANCH PUD PHASE THREE
Legal Block	3
Legal Lot Number	2
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1015
Census Tract	2000

Owner

Source: McLennan County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	395 CAVITT CT, WACO, TX 76706-4815
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed, Transfer · VA Mortgage USAA FSB
Nov 17, 2025	Gift Deed, Transfer
Mar 2, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2026 · Amount on Record
Deed Sale	Sep 18, 2026 · Amount on Record
Prior Sale	Jun 25, 2019 · Amount on Record
Deed Document Number	202630314
Prior Transfer Date	Jun 24, 2019
Prior Transfer Doc	0000020822
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLENNAN TX
Recording Date	Sep 18, 2026
Property Address	395 CAVITT CT, WACO, TX 76706-4815
Document Number	0000030314
Instrument Date	Sep 16, 2026
Instrument	202630314
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 CAVITT CT, WACO, TX 76706-4815

Mortgage

Document Number	0000030315,
Date	Sep 18, 2026
Instrument	202630315

Lender

Name	USAA FSB

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

November 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	MCLENNAN TX
Recording Date	Nov 17, 2025
Property Address	395 CAVITT CT, WACO, TX 76706-4815
Document Number	0000035364
Instrument Date	Nov 10, 2025
Instrument	2025035364
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10375 ROCK CREEK RD, WACO, TX 76708-7011

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	395 CAVITT CT, WACO, TX 76706-4815

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	395 CAVITT CT, WACO, TX 76706-4815
Document Number	0000007773
Instrument Date	Mar 2, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 CAVITT CT ROBINSON TX 767064815, ROBINSON, TX 76706-4815

Mortgage

Document Number	0000007773
Date	Mar 6, 2020
Instrument	7773

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2050

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Robinson City
Unified School District	Robinson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$387,115 (-6.68%) Land $53,031 Building $334,084	$387,115 (-6.68%) Land $53,031 Building $334,084
2025	$6,265.00 (+7.81%) Homeowner's exemption	$414,810 (+3.92%) Land $48,270 Building $366,540	$414,810 (+3.92%) Land $48,270 Building $366,540
2024	$5,811.00 (+12.44%)
2023		$399,150 Land $48,270 Building $350,880	$399,150 Land $48,270 Building $350,880
2022	$5,168.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1980–2016)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jun 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROBINSON serves 11,900 people · EPA ID TX1550010
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Astound Broadband Cable	1,500 / 50
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Central Link Broadband Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Verizon.

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