391 Cavitt Ct, Waco, TX 76706 Property Records

McLennan County property record for 391 Cavitt Ct, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,740 sqft · built 2019
Lot Size	0.243 acres (10,585 sqft)
Owner	Individual Name on Record
Last Sale	$328,341 (Nov 2024)
Tax Bill	$7,236 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44-008507-000303-0`

Property Details

APN / Parcel Number

Primary APN	`44-008507-000303-0`
Alternative APN	`383885`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,740 sqft Living Area
Gross Area	2,223 sqft
1st Floor Area	1,740 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	10,585 sqft (0.243 acres)
Lot Dimensions	132 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	226 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	391 CAVITT CT
City	WACO
State	TX
Zip	76706-4815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIBERTY RANCH PUD PHASE THREE LOT 3 BLOCK 3 ACRES .243
Legal Subdivision	LIBERTY RANCH PUD PHASE THREE
Legal Block	3
Legal Lot Number	3
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1015
Census Tract	2000

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	391 CAVITT CT, WACO, TX 76706-4815
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2018	Deed of Trust, Mortgage AMERICAN BANK NA
Jun 11, 2020	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 3, 2019	Loan Modification, Mortgage AMERICAN BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2024 · Amount on Record
Deed Sale	Nov 25, 2024 · Amount on Record
Prior Sale	Jun 11, 2020 · Amount on Record
Deed Document Number	202443504
Prior Transfer Date	Jun 10, 2020
Prior Transfer Doc	0000019074
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	391 CAVITT CT, WACO, TX 76706-4815
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044471
Date	Dec 27, 2018
Instrument	2018044471

Lender

Name	AMERICAN BANK NA
Type	Bank
Address	WACO, TX 76715

Agreement

Amount	Amount Recorded

June 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 11, 2020
Property Address	391 CAVITT CT, WACO, TX 76706-4815
Document Number	0000019074
Map Reference	FILE 2018017761
Instrument Date	Jun 10, 2020
Instrument	2020019074
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 HILLSIDE DR, 200, ROBINSON, TX 76706-7122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1300 PLACID CIR APT 6202, 6202, WACO, TX 76706-4509

Mortgage

Document Number	0000019075
Date	Jun 11, 2020
Instrument	2020019075

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	391 CAVITT CT, WACO, TX 76706-4815
Document Number	0000040400
Instrument Date	Dec 3, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	200 HILLSIDE DR ROBINSON TX 767067122, ROBINSON, TX 76706-7122

Mortgage

Document Number	0000040400
Date	Dec 6, 2019
Instrument	40400

Lender

Name	AMERICAN BK NA
Address	WACO, TX 76715-4068

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Dec 5, 2020

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Robinson City
Unified School District	Robinson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,821 (-16.86%) Land $53,031 Building $259,790	$312,821 (-16.86%) Land $53,031 Building $259,790
2025	$7,236.00 (+3.79%)	$376,260 (+3.87%) Land $48,270 Building $327,990	$376,260 (+3.87%) Land $48,270 Building $327,990
2024	$6,972.00 (+4.2%)
2023		$362,230 Land $48,270 Building $313,960	$362,230 Land $48,270 Building $313,960
2022	$6,691.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1980–2016)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jun 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROBINSON serves 11,900 people · EPA ID TX1550010
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Astound Broadband Cable	1,500 / 50
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Central Link Broadband Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Verizon.

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