386 Cavitt Ct, Waco, TX 76706 Property Records

McLennan County property record for 386 Cavitt Ct, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,159 sqft · built 2019
Lot Size	0.245 acres (10,672 sqft)
Owner	Individual Name on Record
Last Sale	$472,150 (Jul 2025)
Tax Bill	$7,374 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`44-008507-000221-0`

Property Details

APN / Parcel Number

Primary APN	`44-008507-000221-0`
Alternative APN	`383879`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,159 sqft Living Area
Gross Area	2,774 sqft
1st Floor Area	2,159 sqft
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	10,672 sqft (0.245 acres)
Lot Dimensions	133 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	615 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	155 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	386 CAVITT CT
City	WACO
State	TX
Zip	76706-4815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIBERTY RANCH PUD PHASE THREE LOT 21 BLOCK 2 ACRES .245
Legal Subdivision	LIBERTY RANCH PUD PHASE THREE
Legal Block	2
Legal Lot Number	21
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1015
Census Tract	2000

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1707 SYLVIA SPRINGS LN, SPRING, TX 77386-4071
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2025	Vendor's Lien, Transfer · Commercial Mortgage STELLER BANK
Oct 11, 2022	Vendor's Lien, Transfer · VA Mortgage CHURCHILL MORTGAGE CORP
Apr 17, 2019	Deed of Trust, Mortgage AMERICAN BANK NA
May 4, 2021	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC
Apr 21, 2020	Loan Modification, Mortgage AMERICAN BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2025 · Amount on Record
Deed Sale	Jul 14, 2025 · Amount on Record
Prior Sale	Oct 11, 2022 · Amount on Record
Deed Document Number	202521109
Record Updated	Oct 29, 2026

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jul 14, 2025
Property Address	386 CAVITT CT, WACO, TX 76706-4815
Document Number	0000021109
Map Reference	FILE 2018017761
Instrument Date	Jul 11, 2025
Instrument	2025021109
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3036 BEAUFORD ST, ROBINSON, TX 76706-7447

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1707 SYLVIA SPRINGS LN, SPRING, TX 77386-4071

Mortgage

Document Number	0000021110
Date	Jul 14, 2025
Instrument	2025021110

Lender

Name	STELLER BANK
Type	Government Agency
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	6.5%
Max Rate At Change	9.5%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.5%

October 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Oct 11, 2022
Property Address	386 CAVITT CT, WACO, TX 76706-4815
Document Number	0000040432
Map Reference	FILE 2018017761
Instrument Date	Oct 7, 2022
Instrument	2022040432
Transaction Type	Transfer
Record Updated	Oct 24, 2022
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	386 CAVITT CT, WACO, TX 76706-4815

Mortgage

Document Number	0000040433
Date	Oct 11, 2022
Instrument	2022040433

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	386 CAVITT CT, WACO, TX 76706-4815
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012652
Date	Apr 17, 2019
Instrument	2019012652

Lender

Name	AMERICAN BANK NA
Type	Bank
Address	WACO, TX 76715

Agreement

Amount	Amount Recorded

May 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	May 4, 2021
Property Address	386 CAVITT CT, WACO, TX 76706-4815
Document Number	0000017064
Map Reference	FILE 2018017761
Instrument Date	Apr 30, 2021
Instrument	2021017064
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 13, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	386 CAVITT CT, ROBINSON, TX 76706-4815

Mortgage

Document Number	0000017065
Date	May 4, 2021
Instrument	2021017065

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	386 CAVITT CT, WACO, TX 76706-4815
Document Number	0000013787
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	207 SUN VALLEY BLVD HEWITT TX 766433510, HEWITT, TX 76643-3510

Mortgage

Document Number	0000013787
Date	Apr 30, 2020
Instrument	13787

Lender

Name	AMERICAN BK NA
Address	WACO, TX 76715-4068

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Apr 29, 2021

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Robinson City
Unified School District	Robinson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$441,377 (-7.16%) Land $53,148 Building $388,229	$441,377 (-7.16%) Land $53,148 Building $388,229
2025	$7,374.00 (-0.63%)	$475,400 (+4.08%) Land $48,350 Building $427,050	$475,400 (+4.08%) Land $48,350 Building $427,050
2024	$7,421.00 (+4.93%)
2023		$456,750 Land $48,350 Building $408,400	$456,750 Land $48,350 Building $408,400
2022	$7,072.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1980–2016)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jun 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROBINSON serves 11,900 people · EPA ID TX1550010
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Astound Broadband Cable	1,500 / 50
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Central Link Broadband Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Verizon.

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