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3949 Torrence Ave, Hammond, IN 46327 Property Records

Lake County property record for 3949 Torrence Ave, Hammond, IN 46327

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,498 sqft · built 1947
Lot Size0.126 acres (5,489 sqft)
OwnerCompany Name on Record
Last Sale$158,570 (Jul 2024)
Tax Bill$1,813 (2024)
Deeds & MortgagesFeb 2024 Mortgage
Feb 2024 Re-recorded Document
+ 2 more
Flood ZoneZone X (minimal risk)
APN007-26-34-0031-0027

Property Details

APN / Parcel Number

Primary APN007-26-34-0031-0027
Alternative APNs
  • 45-02-24-478-012.000-023
  • 263400310027

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,498 sqft Living Area
Gross Area2,271 sqft
1st Floor Area1,498 sqft
Basement Area773 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1990
Construction TypeBrick
Roof MaterialAsphalt
Lot Area5,489 sqft (0.126 acres)
Lot Dimensions110 ft deep x 50 ft wide
View / LotAlley
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3949 TORRENCE AVE
CityHAMMOND
StateIN
Zip46327-1145
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAMMOND STEEL CITY ADD. L.27 BL.3
Legal SubdivisionHAMMOND STEEL CITY ADD
Legal Block3
Legal Lot Number27
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group4
Census Block4047
Census Tract20300

Owner

Source: Lake County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address9445 INDIANAPOLIS BLVD, 1311, HIGHLAND, IN 46322-2648
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2024Deed of Trust, Mortgage · Conventional Mortgage
NEW SILVER LENDING LLC
Feb 8, 2024Re-recorded Document
MERIDIAN TITLE, MERIDIAN TITLE CORP
Jan 29, 2024Warranty Deed, Transfer · Conventional Mortgage
NEW SILVER LENDING LLC
Jan 29, 2024Deed, Transfer
MERIDIAN TITLE, MERIDIAN TITLE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2024 · Amount on Record
Deed SaleJul 19, 2024 · Amount on Record
Prior SaleFeb 8, 2024 · Amount on Record
Deed Document Number2024523759
Prior Transfer DateJul 12, 2024
Prior Transfer Doc0000023759
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address3949 TORRENCE AVE, HAMMOND, IN 46327-1145
Transaction TypeMortgage
Record UpdatedFeb 20, 2024
Title CompanyMERIDIAN TITLE, MERIDIAN TITLE CORP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004407
DateFeb 13, 2024
Instrument2024-504407
Lender
NameNEW SILVER LENDING LLC
AddressWEST HARTFORD, CT 06117
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term11 Months
DueJan 26, 2025

February 2024: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionLAKE IN
Recording DateFeb 8, 2024
Property Address3949 TORRENCE AVE, HAMMOND, IN 46327-1145
Document Number0000004080
Map ReferenceMB 17 PG 18
Instrument DateJan 28, 2024
Instrument2024-504080
Record UpdatedFeb 14, 2024
Title CompanyMERIDIAN TITLE, MERIDIAN TITLE CORP

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9445 INDIANAPOLIS BLVD # 1311, 1311, HIGHLAND, IN 46322-2648

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJan 29, 2024
Property Address3949 TORRENCE AVE, HAMMOND, IN 46327-1145
Document Number0000002784
Map ReferenceMB 17 PG 18
Instrument DateJan 26, 2024
Instrument2024-502784
Transaction TypeTransfer
Record UpdatedFeb 15, 2024
Title CompanyMTC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9445 INDIANAPOLIS BLVD # 1311, 1311, HIGHLAND, IN 46322-2648

Mortgage

Document Number0000002785
DateJan 29, 2024
Instrument2024-502785
Lender
NameNEW SILVER LENDING LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueJan 26, 2025

January 2024: Deed, Transfer

Document TypeDeed
JurisdictionLAKE IN
Recording DateJan 29, 2024
Property Address3949 TORRENCE AVE, HAMMOND, IN 46327-1145
Document Number0000002879
Map ReferenceMB 17 PG 18
Instrument DateJan 25, 2024
Instrument2024-502879
Transaction TypeTransfer
Record UpdatedFeb 15, 2024
Title CompanyMERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3123 WHITE EAGLE DR, NAPERVILLE, IL 60564-4603

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityHammond City
Unified School DistrictHammond School City (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$190,400 (+40.1%) Land $24,300 Building $166,100$190,400 (+40.1%) Land $24,300 Building $166,100
2024$1,813.00 (+9.95%)
2023$135,900 (+6.01%) Land $27,900 Building $108,000$135,900 (+6.01%) Land $27,900 Building $108,000
2022$1,649.00 Homeowner's exemption$128,200 Land $27,900 Building $100,300$128,200 Land $27,900 Building $100,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAMMOND WATER WORKS DEPARTMENT
serves 78,384 people · EPA ID IN5245020
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2020
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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