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3943 Torrence Ave, Hammond, IN 46327 Property Records

Lake County property record for 3943 Torrence Ave, Hammond, IN 46327

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,232 sqft · built 1947
Lot Size0.101 acres (4,400 sqft)
OwnerIndividual Name on File
Tax Bill$1,552 (2024)
Deeds & MortgagesDec 2016 Loan Modification
Dec 2016 Loan Modification
Flood ZoneZone X (minimal risk)
APN007-26-34-0031-0029

Property Details

APN / Parcel Number

Primary APN007-26-34-0031-0029
Alternative APNs
  • 45-02-24-478-010.000-023
  • 263400310029

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,232 sqft Living Area
Basement Area616 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1990
Construction TypeBrick
Roof MaterialAsphalt
Lot Area4,400 sqft (0.101 acres)
Lot Dimensions110 ft deep x 40 ft wide
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number007-26-34-0031-0029
Old Parcel Number263400310029
Street Address3943 TORRENCE AVE
CityHAMMOND
StateIN
Zip46327-1145
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAMMOND STEEL CITY ADD. L.29 BL.3
Legal SubdivisionHAMMOND STEEL CITY ADD
Legal Block3
Legal Lot Number29
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group4
Census Block4047
Census Tract20300

Owner

Source: Lake County records · APN 007-26-34-0031-0029

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3943 TORRENCE AVE, HAMMOND, IN 46327-1145
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 08, 2016Loan Modification, Mortgage
STATE BK/TX
Dec 08, 2016Loan Modification, Mortgage
STATE BK/TX

Assessor's Deed Record

Deed NamesVerified Name on Deed
Prior SaleJun 15, 2011
Last Transfer DateOct 24, 2016
Transfer Doc0000071122
Record UpdatedJun 08, 2026

December 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAKE IN
Property Address3943 TORRENCE AVE, HAMMOND, IN 46327-1145
Document Number0000014081
Instrument DateDec 08, 2016
Transaction TypeMortgage
Record UpdatedJan 09, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3943 TORRENCE AVE HAMMOND IN 463271145, HAMMOND, IN 46327-1145

Mortgage

Document Number0000014081
DateMar 03, 2017
Instrument14081
Lender
NameSTATE BK/TX
TypeBank
AddressDALLAS, TX 75234
Agreement
Term60 Months
DueMar 02, 2022

December 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAKE IN
Property Address3943 TORRENCE AVE, HAMMOND, IN 46327-1145
Document Number0000014080
Instrument DateDec 08, 2016
Transaction TypeMortgage
Record UpdatedApr 21, 2017
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3943 TORRENCE AVE HAMMOND IN 463271145, HAMMOND, IN 46327-1145

Mortgage

Document Number0000014080
DateMar 03, 2017
Instrument14080
Lender
NameSTATE BK/TX
TypeBank
AddressDALLAS, TX 75234
Agreement
Term60 Months
DueMar 02, 2022

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityHammond City
Unified School DistrictHammond School City (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$178,200 (+51.79%) Land $21,800 Building $156,400$178,200 (+51.79%) Land $21,800 Building $156,400
2024$1,552.00 (+12.95%)
2023$117,400 (+6.24%) Land $22,300 Building $95,100$117,400 (+6.24%) Land $22,300 Building $95,100
2022$1,374.00 Homeowner's exemption$110,500 Land $22,300 Building $88,200$110,500 Land $22,300 Building $88,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 16, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 410 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHAMMOND WATER WORKS DEPARTMENT
serves 78,384 people
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2020
Monitoring and Reporting5
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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