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3940 Torrence Ave, Hammond, IN 46327 Property Records

Lake County property record for 3940 Torrence Ave, Hammond, IN 46327

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,176 sqft · built 1947
Lot Size0.109 acres (4,748 sqft)
OwnerCompany Name on Record
Last Sale$1,255,000 (Jan 2022)
Tax Bill$4,854 (2024)
Deeds & MortgagesDec 2021 Line of Credit
Apr 2020 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN007-26-34-0030-0020

Property Details

APN / Parcel Number

Primary APN007-26-34-0030-0020
Alternative APNs
  • 45-02-24-477-025.000-023
  • 263400300020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,176 sqft Living Area
Gross Area1,764 sqft
Basement Area588 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 2015
Construction TypeBrick
Roof MaterialAsphalt
Lot Area4,748 sqft (0.109 acres)
Lot Dimensions125 ft deep x 38 ft wide
Garage TypeDetached
Garage Area560 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3940 TORRENCE AVE
CityHAMMOND
StateIN
Zip46327-1144
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAMMOND STEEL CITY ADD. ALL L.20 BL.2
Legal SubdivisionHAMMOND STEEL CITY ADD
Legal Block2
Legal Lot Number20
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group4
Census Block4075
Census Tract20300

Owner

Source: Lake County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address7726 TAFT ST, MERRILLVILLE, IN 46410-4557
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2021Deed of Trust, Mortgage · Line of Credit
LIBERTY PROPERTIES LLC
Apr 30, 2020Deed of Trust, Mortgage
GANG LUO
Jun 19, 2019Warranty Deed, Transfer
DAVID A STECH
Aug 15, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 4, 2018Warranty Deed, Transfer · Line of Credit
EBURY STREET CAP
Mar 29, 2018Tax Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2022 · Amount on Record
Deed SaleJan 31, 2022 · Amount on Record
Prior SaleJun 19, 2019 · Amount on Record
Deed Document Number2022504932
Prior Transfer DateAug 8, 2018
Prior Transfer Doc0000052204
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address3940 TORRENCE AVE, HAMMOND, IN 46327-1144
Transaction TypeMortgage
Record UpdatedAug 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041520
DateDec 8, 2021
Instrument2021-541520
Lender
NameLIBERTY PROPERTIES LLC
TypeNon-Lending Institution
AddressEAGLE, ID 83616
Agreement
TypeLine of Credit
AmountAmount Recorded

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address3940 TORRENCE AVE, HAMMOND, IN 46327-1144
Document Number0000039538
Instrument DateApr 30, 2020
Transaction TypeMortgage
Record UpdatedAug 4, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3940 TORRENCE AVE HAMMOND IN 463271144, HAMMOND, IN 46327-1144
InvestorPossibly a Property Investor

Mortgage

Document Number0000039538
DateJun 26, 2020
Instrument39538
Lender
NameGANG LUO
Address5728 INNSBRUCK ST, BELLAIRE, TX 77401-3110
Agreement
AmountAmount Recorded

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJun 19, 2019
Property Address3940 TORRENCE AVE, HAMMOND, IN 46327-1144
Document Number0000036940
Instrument DateJun 14, 2019
Instrument36940
Transaction TypeTransfer
Record UpdatedDec 8, 2020
Title CompanyINDIANA TITLE NETWORK COMPANY, INDIANA TITLE NETWORK CO

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2929 JEWETT AVE HIGHLAND IN 463221618, HIGHLAND, IN 46322-1618
InvestorPossibly a Property Investor

Mortgage

Document Number36941
DateJun 19, 2019
Instrument36941
Lender
NameDAVID A STECH
AddressPO BOX 870, MURRAY, KY 42071-0014
Agreement
AmountAmount Recorded

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IN
Recording DateAug 15, 2018
Property Address3940 TORRENCE AVE, HAMMOND, IN 46327-1144
Document Number0000052204
Instrument DateAug 8, 2018
Instrument52204
Transaction TypeTransfer
Record UpdatedAug 27, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3940 TORRENCE AVE HAMMOND IN 463271144, HAMMOND, IN 46327-1144

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateSep 4, 2018
Property Address3940 TORRENCE AVE, HAMMOND, IN 46327-1144
Document Number0000060616
Instrument DateJul 31, 2018
Instrument60616
Transaction TypeTransfer
Record UpdatedSep 19, 2018
Title CompanyMERIDIAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address575 E LOCUST AVE #120 FRESNO CA 937202928, 120, FRESNO, CA 93720-2928

Mortgage

Document Number60617
DateSep 4, 2018
Instrument60617
Lender
NameEBURY STREET CAP
AddressPO BOX 278, RYE, NY 10580-0278
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueSep 3, 2019
Interest
Rate TypeAdjustable Rate

March 2018: Tax Deed, Foreclosure

Document TypeTax Deed
JurisdictionLAKE IN
Recording DateMar 29, 2018
Property Address3940 TORRENCE AVE, HAMMOND, IN 46327-1144
Document Number0000020197
Instrument DateDec 1, 2017
Instrument20197
Transaction TypeForeclosure
Record UpdatedMay 9, 2018

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 37695 BALTIMORE MD 212973695, BALTIMORE, MD 21297-3695

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityHammond City
Unified School DistrictHammond School City (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$187,800 (+5.92%) Land $23,600 Building $164,200$187,800 (+5.92%) Land $23,600 Building $164,200
2024$4,854.00 (+8.16%)
2023$177,300 (+5.85%) Land $22,500 Building $154,800$177,300 (+5.85%) Land $22,500 Building $154,800
2022$4,488.00$167,500 Land $22,500 Building $145,000$167,500 Land $22,500 Building $145,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAMMOND WATER WORKS DEPARTMENT
serves 78,384 people · EPA ID IN5245020
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2020
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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