3949 Estancia Dr, Oceanside, CA 92058 Property Records

San Diego County property record for 3949 Estancia Dr, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,376 sqft · built 2001
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$862,000 (Sep 2022)
Tax Bill	$8,115 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone A99 (high risk)
APN	`158-672-36-00`

Property Details

APN / Parcel Number

Primary APN	`158-672-36-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,376 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	6,000 sqft (0.138 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3949 ESTANCIA DR
City	OCEANSIDE
State	CA
Zip	92058-7988
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-H
Legal Description	LOT 88 TR 013723
Legal Subdivision	RIO VISTA
Legal Tract	013723
Legal Block	2
Legal Lot Number	88
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18622

Owner

3949 Estancia Dr is owned and occupied by two individuals who bought it in September 2022.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3949 ESTANCIA DR, OCEANSIDE, CA 92058-7988
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Grant Deed, Transfer · VA Mortgage PATRIOT PACIFIC FINANCIAL CORP
May 21, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 3, 2019	Grant Deed, Transfer · VA Mortgage FRONTWAVE CU
Jul 11, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2022 · Amount on File
Deed Sale	Sep 2, 2022 · Amount on File
Prior Sale	Jun 3, 2019 · Amount on File
Deed Document Number	2022352668
Record Updated	Oct 29, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 2, 2022
Property Address	3949 ESTANCIA DR, OCEANSIDE, CA 92058-7988
Document Number	0000352668
Map Reference	FILE 1999-0095438
Instrument Date	Jul 14, 2022
Instrument	2022-0352668
Transaction Type	Transfer
Record Updated	Sep 14, 2022
Title Company	TICOR TITLE RIVERSIDE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3949 ESTANCIA DR, OCEANSIDE, CA 92058-7988

Mortgage

Document Number	0000352669
Date	Sep 2, 2022
Instrument	2022-0352669

Lender

Name	PATRIOT PACIFIC FINANCIAL CORP
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3949 ESTANCIA DR, OCEANSIDE, CA 92058-7988
Transaction Type	Mortgage
Record Updated	Jun 1, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3949 ESTANCIA DR, OCEANSIDE, CA 92058-7988

Mortgage

Document Number	0000386792
Date	May 21, 2021
Instrument	2021-0386792

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 3, 2019
Property Address	3949 ESTANCIA DR, OCEANSIDE, CA 92058-7988
Document Number	0000212845
Instrument Date	Apr 24, 2019
Instrument	212845
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	TICOR TITLE-SAN DIEGO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$627.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3949 ESTANCIA DR OCEANSIDE CA 920587988, OCEANSIDE, CA 92058-7988

Mortgage

Document Number	212846
Date	Jun 3, 2019
Instrument	212846

Lender

Name	FRONTWAVE CU
Address	OCEANSIDE, CA 92056

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2049

July 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 11, 2018
Property Address	3949 ESTANCIA DR, OCEANSIDE, CA 92058-7988
Document Number	0000281263
Instrument Date	Jan 29, 2018
Instrument	281263
Transaction Type	Transfer
Record Updated	Jul 26, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3949 ESTANCIA DR OCEANSIDE CA 920587988, OCEANSIDE, CA 92058-7988

Tax Assessment & Valuation

The 2025 property tax bill for 3949 Estancia Dr was $8,115 with a veteran's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$914,759 (+2%) Land $424,414 Building $490,345
2025	$8,115.00	$896,824 Land $416,093 Building $480,731
2023	$7,565.00 (+14.21%)	$841,000 Land $390,000 Building $451,000
2022	$6,624.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3949 Estancia Dr in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 69 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	102 units insured incl. 33 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3949 Estancia Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, T-Mobile, Verizon.

Nearby Properties on Estancia Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures