3941 Estancia Dr, Oceanside, CA 92058 Property Records

San Diego County property record for 3941 Estancia Dr, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,067 sqft · built 2001
Lot Size	0.158 acres (6,865 sqft)
Owner	2 Company Names on File
Last Sale	$575,000 (Jun 2018)
Tax Bill	$7,546 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone A99 (high risk)
APN	`158-672-38-00`

Property Details

APN / Parcel Number

Primary APN	`158-672-38-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,067 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	6,865 sqft (0.158 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3941 ESTANCIA DR
City	OCEANSIDE
State	CA
Zip	92058-7988
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-H
Legal Description	LOT 90 TR 013723
Legal Subdivision	RIO VISTA
Legal Tract	013723
Legal Block	2
Legal Lot Number	90
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18622

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	3941 ESTANCIA DR, OCEANSIDE, CA 92058-7988
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 14, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 27, 2018	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 27, 2018 · Amount on Record
Deed Sale	Jun 27, 2018 · Amount on Record
Prior Sale	Jul 27, 2000 · Amount on Record
Deed Document Number	2018262672
Last Transfer Date	Feb 24, 2025
Transfer Doc	0000069012
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3941 ESTANCIA DR, OCEANSIDE, CA 92058-7988
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3941 ESTANCIA DR, OCEANSIDE, CA 92058-7988

Mortgage

Document Number	0000037177
Date	Jan 26, 2022
Instrument	2022-0037177

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 21, 2021
Property Address	3941 ESTANCIA DR, OCEANSIDE, CA 92058-7988
Document Number	0000308301
Map Reference	MAP 13723
Instrument Date	Apr 16, 2021
Instrument	2021-0308301
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3941 ESTANCIA DR, OCEANSIDE, CA 92058-7988

Mortgage

Document Number	0000308302
Date	Apr 21, 2021
Instrument	2021-0308302

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 14, 2020
Property Address	3941 ESTANCIA DR, OCEANSIDE, CA 92058-7988
Document Number	0000458603
Map Reference	MAP 13723
Instrument Date	Aug 10, 2020
Instrument	2020-0458603
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3941 ESTANCIA DR, OCEANSIDE, CA 92058-7988

Mortgage

Document Number	0000458604
Date	Aug 14, 2020
Instrument	2020-0458604

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 27, 2018
Property Address	3941 ESTANCIA DR, OCEANSIDE, CA 92058-7988
Document Number	0000262672
Instrument Date	May 24, 2018
Instrument	262672
Transaction Type	Transfer
Record Updated	Jul 3, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$632.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3941 ESTANCIA DR OCEANSIDE CA 920587988, OCEANSIDE, CA 92058-7988

Mortgage

Document Number	262673
Date	Jun 27, 2018
Instrument	262673

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2048

Interest

Rate Type	Adjustable Rate
Rate	6%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$684,098 (+2%) Land $319,344 Building $364,754
2025	$7,546.00 (+5.17%)	$670,685 (+4.04%) Land $313,083 Building $357,602
2023	$7,175.00 (+4.06%)	$644,644 Land $300,927 Building $343,717
2022	$6,895.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 69 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	102 units insured incl. 33 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Generate-Ubiquity Holdings, T-Mobile USA, Verizon.

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