3948 Estancia Dr, Oceanside, CA 92058 Property Records

San Diego County property record for 3948 Estancia Dr, Oceanside, CA 92058

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,875 sqft · built 2001
Lot Size0.138 acres (6,000 sqft)
Owner2 Company Names on File
Last Sale$243,000 (Jul 2000)
Tax Bill$4,606 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone A99 (high risk)
APN158-672-18-00

Property Details

APN / Parcel Number

Primary APN158-672-18-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,875 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area6,000 sqft (0.138 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address3948 ESTANCIA DR
CityOCEANSIDE
StateCA
Zip92058-7985
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-H
Legal DescriptionLOT 70 TR 013723
Legal SubdivisionRIO VISTA
Legal Tract013723
Legal Block2
Legal Lot Number70
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract18622

Owner

3948 Estancia Dr is owned by a company that acquired it in April 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Company Names on File
Mailing Address3948 ESTANCIA DR, OCEANSIDE, CA 92058-7985
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2000 · Amount on File
Deed SaleJul 31, 2000 · Amount on File
Deed Document Number2000404900
Last Transfer DateApr 26, 2021
Transfer Doc0000335859
Record UpdatedOct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 30, 2021
Property Address3948 ESTANCIA DR, OCEANSIDE, CA 92058-7985
Document Number0000335859
Map ReferenceMAP 13723
Instrument DateApr 26, 2021
Instrument2021-0335859
Transaction TypeTransfer
Record UpdatedMay 12, 2021
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3948 ESTANCIA DR, OCEANSIDE, CA 92058-7985

Mortgage

Document Number0000335860
DateApr 30, 2021
Instrument2021-0335860
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3948 Estancia Dr was $4,606.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$422,869 (+2%) Land $179,951 Building $242,918
2025$4,606.00$414,578 Land $176,423 Building $238,155
2023$4,376.00 (+1.55%) Homeowner's exemption$398,481 Land $169,573 Building $228,908
2022$4,309.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3948 Estancia Dr in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A99
high risk · federal flood protection under construction
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 69 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies102 units insured
incl. 33 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3948 Estancia Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: FiberFirst, T-Mobile, Verizon.

Nearby Properties on Estancia Dr

Nearby Streets

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