Maricopa County property record for 3949 E Tonto St, Phoenix, AZ 85044
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,104 sqft · built 1984 |
| Lot Size | 0.19 acres (8,268 sqft) |
| Owner | Company Name on Record |
| Last Sale | $237,000 (Apr 2004) |
| Tax Bill | $3,001 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 301-29-123 |
| Primary APN | 301-29-123 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,104 sqft Living Area |
| Gross Area | 2,296 sqft |
| 1st Floor Area | 2,104 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete |
| Lot Area | 8,268 sqft (0.19 acres) |
| View / Lot | Corner |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 425 sqft |
| Patio Area | 192 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3949 E TONTO ST |
|---|---|
| City | PHOENIX |
| State | AZ |
| Zip | 85044-3838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | AHWATUKEE FS 15 LOT 4639-4682 MCR 238-16 |
| Legal Range | 3E |
| Legal Township | 1S |
| Legal Section | 24 |
| Legal Subdivision | AHWATUKEE FS 15 LOT 4639-4682 |
| Legal Lot Number | 4734 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 116710 |
Source: Maricopa County records, as of October 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3949 S TONTO ST, PHOENIX, AZ 85044 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Sep 26, 2025 | Deed of Trust, Mortgage · Commercial Mortgage BELL BANK |
| Dec 4, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage BELL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2004 · Amount on Record |
| Deed Sale | Apr 28, 2004 · Amount on Record |
| Prior Sale | Feb 4, 2003 · Amount on Record |
| Deed Document Number | 2004459203 |
| Prior Transfer Date | Apr 21, 2004 |
| Prior Transfer Doc | 0000459203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3949 E TONTO ST, PHOENIX, AZ 85044-3838 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3949 E TONTO ST, PHOENIX, AZ 85044-3838 |
| Document Number | 0000555723 |
|---|---|
| Date | Sep 26, 2025 |
| Instrument | 20250555723 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | PHOENIX, AZ 85016 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 15, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Dec 4, 2020 |
| Property Address | 3949 E TONTO ST, PHOENIX, AZ 85044-3838 |
| Document Number | 0001192521 |
| Map Reference | MB 238 PG 16 |
| Instrument Date | Nov 20, 2020 |
| Instrument | 20201192521 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3949 E TONTO ST, PHOENIX, AZ 85044-3838 |
| Document Number | 0001192522 |
|---|---|
| Date | Dec 4, 2020 |
| Instrument | 20201192522 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2036 |
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Elementary School District | Kyrene Elementary District (PK - 08) |
| Secondary School District | Tempe Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,320 (+56.23%) | $523,200 (+12.4%) Land $104,600 Building $418,600 | |
| 2025 | $3,001.00 (+5.04%) | $33,489 (-32.66%) | $465,500 (-6.39%) Land $93,100 Building $372,400 |
| 2024 | $49,730 | $497,300 Land $99,400 Building $397,900 | |
| 2023 | $2,857.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 87% of Arizona |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 400 / 400 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| AirFiber WISP Fixed Wireless | 100 / 25 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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