3937 E Tonto St, Phoenix, AZ 85044 Property Records

Maricopa County property record for 3937 E Tonto St, Phoenix, AZ 85044

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,143 sqft · built 1985
Lot Size0.173 acres (7,536 sqft)
OwnerTrust Name on Record
Last Sale$390,500 (Mar 2018)
Tax Bill$2,904 (2025)
Deeds & MortgagesOct 2020 Mortgage
Mar 2018 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN301-29-125

Property Details

APN / Parcel Number

Primary APN301-29-125

Interior

Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,143 sqft Living Area
1st Floor Area2,143 sqft

Exterior

Year BuiltBuilt 1985
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area7,536 sqft (0.173 acres)
Parking Spaces2 Parking Spaces
Pool Area300 sqft
Patio Area250 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address3937 E TONTO ST
CityPHOENIX
StateAZ
Zip85044-3838
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionAHWATUKEE FS-15 MCR 238-16
Legal Range03E
Legal Township01S
Legal Section24
Legal QuarterNE
Quarter-Quarter SectionNE
Legal SubdivisionAHWATUKEE FS 15 LOT 4639-4682
Legal Lot Number4736
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1012
Census Tract116710

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Co-ownerCo-owner on Record
Mailing Address3937 E TONTO ST, PHOENIX, AZ 85044-3838
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Mar 15, 2018Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 15, 2018 · Amount on Record
Deed SaleMar 15, 2018 · Amount on Record
Prior SaleMay 11, 2012 · Amount on Record
Deed Document Number20180197549
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3937 E TONTO ST, PHOENIX, AZ 85044-3838
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3937 E TONTO ST, PHOENIX, AZ 85044-3838

Mortgage

Document Number0001021297
DateOct 23, 2020
Instrument20201021297
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateMar 15, 2018
Property Address3937 E TONTO ST, PHOENIX, AZ 85044-3838
Document Number0000197549
Map ReferenceMB 238 PG 16
Instrument DateMar 6, 2018
Instrument20180197549
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyENCORE TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3937 E TONTO ST, 3937, PHOENIX, AZ 85044-3838

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3937 E TONTO ST, PHOENIX, AZ 85044-3838

Mortgage

Document Number0000197550
DateMar 15, 2018
Instrument20180197550
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Elementary School DistrictKyrene Elementary District (PK - 08)
Secondary School DistrictTempe Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$50,710 (+4.77%)$507,100 (+4.77%) Land $101,400 Building $405,700
2025$2,904.00 (+5.07%)
2024$48,400$484,000 Land $96,800 Building $387,200
2023$2,764.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
400 / 400
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
AirFiber WISP
Fixed Wireless
100 / 25
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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