3944 E Tonto St, Phoenix, AZ 85044 Property Records

Maricopa County property record for 3944 E Tonto St, Phoenix, AZ 85044

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,104 sqft · built 1983
Lot Size0.177 acres (7,736 sqft)
Owner2 Individual Names on Record
Tax Bill$2,754 (2025)
Deeds & MortgagesJan 2021 Mortgage
Mar 2017 Line of Credit
Flood ZoneZone X (moderate risk)
APN301-29-086

Property Details

APN / Parcel Number

Primary APN301-29-086

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,104 sqft Living Area
1st Floor Area2,104 sqft

Exterior

Year BuiltBuilt 1983
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area7,736 sqft (0.177 acres)
Parking Spaces3 Parking Spaces
Pool TypePool Type
Pool Area400 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address3944 E TONTO ST
CityPHOENIX
StateAZ
Zip85044-3837
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionAHWATUKEE FS-15 MCR 238-16
Legal Range03E
Legal Township01S
Legal Section24
Legal QuarterNE
Quarter-Quarter SectionNE
Legal SubdivisionAHWATUKEE FS 15 LOT 4639-4682
Legal Lot Number4697
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1000
Census Tract116710

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3944 E TONTO ST, PHOENIX, AZ 85044-3837
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Mar 7, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2019
Deed SaleAug 13, 2019
Deed Document Number20190618752
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3944 E TONTO ST, PHOENIX, AZ 85044-3837
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3944 E TONTO ST, PHOENIX, AZ 85044-3837

Mortgage

Document Number0000095744
DateJan 27, 2021
Instrument20210095744
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3944 E TONTO ST, PHOENIX, AZ 85044-3837
Document Number0000195368
Instrument DateMar 7, 2017
Transaction TypeMortgage
Record UpdatedAug 17, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

NameVerified Name
Address3944 E TONTO ST PHOENIX AZ 850443837, PHOENIX, AZ 85044-3837

Mortgage

Document Number0000195368
DateMar 20, 2017
Instrument195368
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 19, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Elementary School DistrictKyrene Elementary District (PK - 08)
Secondary School DistrictTempe Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$48,620 (+5.28%)$486,200 (+5.28%) Land $97,200 Building $389,000
2025$2,754.00 (+5.07%)
2024$46,180$461,800 Land $92,300 Building $369,500
2023$2,621.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
400 / 400
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
AirFiber WISP
Fixed Wireless
100 / 25
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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