Osceola County property record for 3946 Kaiser Ave, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 2007 |
| Square Footage | 4,099 sqft Heated Area |
| Lot Size | 93,654 sqft (2.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $372,000 (2017) |
| Tax Bill | $5,711.00 (2025) |
| Primary APN | 88889 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Building Area | 4,099 sqft Heated Area |
| Gross Area | 6,009 sqft Gross Area |
| 1st Floor | 2,656 sqft 1st Floor |
| Upper Floors | 1,443 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 93,654 sqft (2.15 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Detached - Finished Garage |
| Garage Area | 1,500 sqft Garage |
| Pool Area | 395 sqft Pool |
|---|---|
| Deck Area | 1,200 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 686 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 88889 |
|---|---|
| Street Address | 3946 KAISER AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-9348 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L & I C PB B PG 20 BEG AT SE COR OF LOT 110, N 150 FT, W 512.50 FT, S 65 DEG W 142.18 FT, S 90 FT, E 643.28 FT TO POB |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 36 |
| Legal Subdivision | SEMINOLE LAND&INV CO |
| Legal Tract | 4950 |
| Legal Block | 1 |
| Legal Lot Number | 110 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 43205 |
Source: Osceola County records · APN 88889
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3946 KAISER AVE, SAINT CLOUD, FL 34772-9348 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 08, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Apr 08, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Aug 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Jun 15, 2017 | Special Warranty Deed, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 2017 · Amount on Record |
| Deed Sale | Jun 15, 2017 · Amount on Record |
| Prior Sale | Nov 03, 2016 |
| Deed Doc Number | 2017086691 |
| Deed Book / Page | 5164 / 0083 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3946 KAISER AVE, SAINT CLOUD, FL 34772-9348 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3946 KAISER AVE, SAINT CLOUD, FL 34772-9348 |
| Document Number | 0062651010 |
|---|---|
| Date | Aug 08, 2022 |
| Book Page | 6265/1010 |
| Instrument | 2022121283 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3946 KAISER AVE, SAINT CLOUD, FL 34772-9348 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3946 KAISER AVE, SAINT CLOUD, FL 34772-9348 |
| Document Number | 0067682214 |
|---|---|
| Date | Apr 08, 2025 |
| Book Page | 6768/2214 |
| Instrument | 2025044827 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3946 KAISER AVE, SAINT CLOUD, FL 34772-9348 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0055790245 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 5579/0245 |
| Instrument | 2019110239 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 15, 2017 |
| Property Address | 3946 KAISER AVE, SAINT CLOUD, FL 34772-9348 |
| Document Number | 0051640083 |
| Book / Page | 5164 / 0083 |
| Instrument Date | Jun 12, 2017 |
| Instrument | 2017086691 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,604.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Address | 3946 KAISER AVE, SAINT CLOUD, FL 34772-9348 |
| Document Number | 0051640085 |
|---|---|
| Date | Jun 15, 2017 |
| Instrument | 5164/0085 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,711.00 (+6.69%) Homeowner's exemption | $401,639 (+5.99%) | $825,600 (+6.09%) Land $140,400 Building $685,200 |
| 2023 | $5,353.00 (+3.8%) Homeowner's exemption | $378,952 (+3%) | $778,200 (+15.49%) Land $109,100 Building $669,100 |
| 2022 | $5,157.00 Homeowner's exemption | $367,915 | $673,800 Land $97,200 Building $576,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 418 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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