Osceola County property record for 3975 Kaiser Ave, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2021 |
| Square Footage | 2,326 sqft Heated Area |
| Lot Size | 101,930 sqft (2.33 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $100,000 (2020) |
| Tax Bill | $5,864.00 (2025) |
| Primary APN | 88911 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,326 sqft Heated Area |
| Gross Area | 3,422 sqft Gross Area |
| 1st Floor | 960 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 101,930 sqft (2.33 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 720 sqft Garage |
| Pool Area | 525 sqft Pool |
|---|---|
| Deck Area | 1,311 sqft Deck |
| Porch | Open Porch |
| Porch Area | 532 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 88911 |
|---|---|
| Street Address | 3975 KAISER AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-9372 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L & I C PB B PG 20 COM AT NW COR OF LOT 127, S01-03-21E 100 FT TO POB; N89-58-38E 304.79 FT, S01-03-21E 211.64 .FT, |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 36 |
| Legal Subdivision | SEMINOLE LAND&INV CO |
| Legal Tract | 4950 |
| Legal Block | 1 |
| Legal Lot Number | 127 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 43205 |
Source: Osceola County records · APN 88911
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 701203, SAINT CLOUD, FL 34770-1203 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 21, 2020 | Deed of Trust, Mortgage · Building or Construction Mortgage FBC MORTGAGE LLC |
| Jun 12, 2020 | Warranty Deed, Construction Loan · Building or Construction Mortgage LYNDON ENTERPISES LLC |
| May 11, 2018 | Warranty Deed, Transfer STEWART TITLE |
| Sep 01, 2017 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 11, 2020 · Amount on Record |
| Deed Sale | Jun 11, 2020 · Amount on Record |
| Prior Sale | Oct 26, 2005 · Amount on Record |
| Deed Doc Number | 0057361714 |
| Deed Book / Page | 5736 / 1714 |
| Last Transfer Date | Jun 12, 2020 |
| Transfer Doc | 0057361714 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3975 KAISER AVE, SAINT CLOUD, FL 34772-9372 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2431 SWEETWATER BLVD, SAINT CLOUD, FL 34772-8647 |
| Document Number | 0057970582 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 5797/582 |
| Instrument | 2020125973 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Oct 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Type Change Date | Oct 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3.99% |
| Max Rate At Change | 5.99% |
| Index | 1-Year CMT |
| Max Rate | 9.99% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 12, 2020 |
| Property Address | 3975 KAISER AVE, SAINT CLOUD, FL 34772-9372 |
| Document Number | 0057361714 |
| Book / Page | 005736 / 001714 |
| Instrument Date | Jun 11, 2020 |
| Instrument | 75438 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 31, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 421423 KISSIMMEE FL 347421423, KISSIMMEE, FL 34742-1423 |
| Document Number | 57361715 |
|---|---|
| Date | Jun 12, 2020 |
| Book Page | 005736/001715 |
| Instrument | 75439 |
| Name | LYNDON ENTERPISES LLC |
|---|---|
| Address | PO BOX 421423, KISSIMMEE, FL 34742-1423 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 11, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 11, 2018 |
| Property Address | 3975 KAISER AVE, SAINT CLOUD, FL 34772-9372 |
| Document Number | 0053321541 |
| Book / Page | 005332 / 001541 |
| Instrument Date | May 08, 2018 |
| Instrument | 75168 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $420.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 421423 KISSIMMEE FL 347421423, KISSIMMEE, FL 34742-1423 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 01, 2017 |
| Property Address | 3975 KAISER AVE, SAINT CLOUD, FL 34772-9372 |
| Document Number | 0052032922 |
| Book / Page | 005203 / 002922 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 126847 |
| Transaction Type | Transfer |
| Record Updated | Oct 05, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 3975 KAISER AVE ST CLOUD FL 347729372, ST CLOUD, FL 34772-9372 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,864.00 (+6.66%) Homeowner's exemption | $412,689 (+5.99%) | $518,900 (+8.38%) Land $103,700 Building $415,200 |
| 2023 | $5,498.00 Homeowner's exemption | $389,378 | $478,800 Land $76,800 Building $402,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Moderate above 61% of the US · above 34% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 389 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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