Osceola County property record for 3928 Kaiser Ave, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Prefabricated > Mobile Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2024 |
| Square Footage | 1,456 sqft Heated Area |
| Lot Size | 104,980 sqft (2.41 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $205,000 (2024) |
| Tax Bill | $4,672.00 (2025) |
| Primary APN | 362630495000010995 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,456 sqft Heated Area |
| Gross Area | 1,568 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2024 |
|---|---|
| Architectural Style | Mobile/Manufactured Style |
| Exterior Material | Vinyl Exterior |
| Foundation Type | Pier/Post & Beam Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 104,980 sqft (2.41 acres) |
| Shed | 1 Shed |
|---|---|
| Shed Area | 112 sqft Shed |
| Porch | Open Porch |
| Porch Area | 112 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3928 KAISER AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-9348 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Mobile Home |
| Legal Description | S L & I C PB B PG 20 S 1/2 OF LOT 99 LESS E 7.5 FT |
| Legal Lot Number | 99 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 43205 |
Source: Osceola County records · APN 362630495000010995
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3928 KAISER AVE, SAINT CLOUD, FL 34772-9348 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SEACOAST NATIONAL BANK |
| Aug 08, 2024 | Deed of Trust, Mortgage · Conventional Mortgage 21ST MORTGAGE CORP |
| May 09, 2024 | Warranty Deed, Transfer · Conventional Mortgage SEACOAST NATIONAL BANK |
| Nov 15, 2023 | Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 09, 2024 · Amount on Record |
| Deed Sale | May 09, 2024 · Amount on Record |
| Prior Sale | Nov 15, 2023 · Amount on Record |
| Deed Doc Number | 2024061831 |
| Deed Book / Page | 6598 / 412 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3928 KAISER AVE, SAINT CLOUD, FL 34772-9348 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3928 KAISER AVE, SAINT CLOUD, FL 34772-9348 |
| Document Number | 0067732315 |
|---|---|
| Date | Apr 17, 2025 |
| Book Page | 6773/2315 |
| Instrument | 2025049371 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34994 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3928 KAISER AVE, SAINT CLOUD, FL 34772-9348 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0066470367 |
|---|---|
| Date | Aug 08, 2024 |
| Book Page | 6647/367 |
| Instrument | 2024103101 |
| Name | 21ST MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | KNOXVILLE, TN 37902 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 09, 2024 |
| Property Address | 3928 KAISER AVE, SAINT CLOUD, FL 34772-9348 |
| Document Number | 0065980412 |
| Book / Page | 6598 / 412 |
| Map Reference | MB B PG 20 |
| Instrument Date | Apr 30, 2024 |
| Instrument | 2024061831 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,435.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 158 SHIREHALL ROAD, HAWLEY DATFORD XX |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1800 W VIRGINIA DR, KISSIMMEE, FL 34744-6044 |
| Document Number | 2024061832 |
|---|---|
| Date | May 09, 2024 |
| Instrument | 2024061832 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Type Change Date | Jun 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 9.5% |
| Index | SOFR Average 30-Day |
| Max Rate | 12.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 15, 2023 |
| Property Address | 3928 KAISER AVE, SAINT CLOUD, FL 34772-9348 |
| Document Number | 0065051460 |
| Book / Page | 6505 / 1460 |
| Map Reference | MB B PG 20 |
| Instrument Date | Nov 10, 2023 |
| Instrument | 2023150379 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,260.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2601 CANOE CREEK RD, SAINT CLOUD, FL 34772-6510 |
| Name | Verified Name |
|---|---|
| Address | 158 SHIREHALL ROAD, HAWLEY DATFORD XX |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,672.00 Homeowner's exemption | $355,300 Land $156,600 Building $198,700 | $355,300 Land $156,600 Building $198,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 418 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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