Clinton County property record for 3946 E Hwy 116, Lathrop, MO 64465
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 1,500 sqft · built 2020 |
| Lot Size | 3.21 acres (139,828 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,982 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit |
| Flood Zone | Zone A (high risk) |
| APN | 10 06.2 23 000 000 009.004 |
| Primary APN | 10 06.2 23 000 000 009.004 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,500 sqft Living Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 139,828 sqft (3.21 acres) |
| Garage Area | 3,500 sqft |
| Porch | Slab |
| Porch Area | 600 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 3946 E HIGHWAY 116 |
|---|---|
| City | LATHROP |
| State | MO |
| Zip | 64465-9687 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 6 BRECKENRIDGE GREEN |
| Legal Range | 31W |
| Legal Township | 55N |
| Legal Section | 23 |
| Legal Subdivision | BRECKENRIDGE GREEN |
| Legal Lot Number | 6 |
| Jurisdiction | CLINTON MO |
| Township / Civil Division | LATHROP |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 960300 |
3946 E Hwy 116, a rural home, is owned and occupied by two individuals who acquired it in October 2001.
Source: Clinton County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3946 E HIGHWAY 116, LATHROP, MO 64465-9687 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2001 |
| Deed Sale | Oct 1, 2001 |
| Deed Document Number | 20014936 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON MO |
| Property Address | 3946 E HIGHWAY 116, LATHROP, MO 64465-9687 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3946 E HIGHWAY 116, LATHROP, MO 64465-9687 |
| Document Number | 0202503118 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | 202503118 |
| Name | COMMUNITYAMERICA CU |
|---|---|
| Type | Credit Union |
| Address | LENEXA, KS 66219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Oct 15, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3946 E Hwy 116 was $3,982.
Source: Clinton County assessment roll, as of February 12, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clinton County |
| Unified School District | Lathrop R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,982.00 | $56,887 (+11.94%) Land $6,638 Building $50,249 | $300,190 Land $35,720 Building $264,470 |
| 2024 | $3,982.00 (+10.18%) | $50,819 (-) Land $5,954 Building $44,865 | |
| 2023 | $3,614.00 (+48.79%) | $50,819 (+17.66%) Land $5,954 Building $44,865 | $268,250 Land $32,120 Building $236,130 |
| 2022 | $2,429.00 | $43,192 Land $5,954 Building $37,238 | |
| 2021 | $228,108 Land $32,120 Building $195,988 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3946 E Hwy 116 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3946 E Hwy 116 is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLINTON CO PWSD 4 SYS 1 serves 4,968 people · EPA ID MO1024156 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Grand River Mutual Telephone Fiber | 1,000 / 1,000 |
May also be available: Mercury Fiber.
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