3796 Genesee Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 3796 Genesee Rd, Lapeer, MI 48446

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,783 sqft · built 1900
Lot Size6.03 acres (262,667 sqft)
OwnerIndividual Name on File
Last Sale$124,900 (Sep 2015)
Tax Bill$696 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN008-011-020-01

Property Details

APN / Parcel Number

Primary APN008-011-020-01

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,783 sqft Living Area
1st Floor Area951 sqft
Basement Area468 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area262,667 sqft (6.03 acres)
Garage Area364 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address3796 GENESEE RD
CityLAPEER
StateMI
Zip48446-2921
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPARCEL A-1SEC 11 T7N R9E BEG AT A PT ON THE N-S 1/4 LINE OF SEC THAT IS S 517.44 FT FROM THE N 1/4 COR; TH CONTINUING S
Legal Range09E
Legal Township07N
Legal Section11
JurisdictionLAPEER MI
Township / Civil DivisionELBA
Census Block Group1
Census Block1020
Census Tract336000

Owner

3796 Genesee Rd is owned and occupied by an individual who bought it in September 2015.

Source: Lapeer County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address3796 GENESEE RD, LAPEER, MI 48446-2921
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2015 · Amount on File
Deed SaleSep 8, 2015 · Amount on File
Prior SaleSep 8, 2015 · Amount on File
Deed Book / Page2786 / 54
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address3796 GENESEE RD, LAPEER, MI 48446-2921
Transaction TypeMortgage
Record UpdatedApr 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3796 GENESEE RD, LAPEER, MI 48446-2921

Mortgage

Document Number0032830392
DateMar 25, 2022
Book Page3283/392
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3796 Genesee Rd was $696 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of August 14, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
County SubdivisionElba Township
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$696.00 Homeowner's exemption$117,200$234,400
2023$94,100$188,200
2022$1,580.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3796 Genesee Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1998–2013)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3796 Genesee Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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