Lake County property record for 39421 E Cemetary Rd, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,025 sqft · built 1984 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Apr 2022) |
| Tax Bill | $1,454 (2024) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Mar 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-18-27-0004-000-06700 |
| Primary APN | 17-18-27-0004-000-06700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,025 sqft Living Area |
| 1st Floor Area | 1,025 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Concrete Block |
| Foundation Type | Block |
| Roof Material | Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Finished |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 2702494 |
|---|---|
| Street Address | 39421 E CEMETARY RD |
| City | UMATILLA |
| State | FL |
| Zip | 32784-8313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 1/3 OF E 3/5 OF N 1/2 OF S 1/2 OF N 1/2 OF NW 1/4 OF SE 1/4 ORB 5935 PG 2301 |
| Legal Range | 27E |
| Legal Township | 18S |
| Legal Section | 17 |
| Legal Subdivision | ACREAGE OR UNREC |
| Legal Tract | 4 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 30109 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 39421 E CEMETARY RD, UMATILLA, FL 32784-8313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage FAIRWINDS CU |
| Mar 10, 2022 | Warranty Deed, Transfer SOUTHERN TITLE, SOUTHERN TTL & ABSTRACT INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2022 · Amount on Record |
| Deed Sale | Apr 12, 2022 · Amount on Record |
| Prior Sale | Mar 10, 2022 · Amount on Record |
| Deed Document Number | 2022051224 |
| Deed Book / Page | 5935 / 2301 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Apr 12, 2022 |
| Property Address | 39421 E CEMETARY RD, UMATILLA, FL 32784-8313 |
| Document Number | 0059352301 |
| Book / Page | 5935 / 2301 |
| Instrument Date | Apr 8, 2022 |
| Instrument | 2022051224 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | SOUTHERN TITLE, SOUTHERN TTL & ABSTRACT INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5703 RED BUG LAKE RD # RD113, RD113, CASSELBERRY, FL 32708-4969 |
| Name | Verified Name |
|---|---|
| Address | 39421 E CEMETARY RD, UMATILLA, FL 32784-8313 |
| Document Number | 0059352303 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | 5935/2303 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Mar 10, 2022 |
| Property Address | 39421 E CEMETARY RD, UMATILLA, FL 32784-8313 |
| Document Number | 0059140423 |
| Book / Page | 5914 / 423 |
| Instrument Date | Mar 7, 2022 |
| Instrument | 2022034289 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | SOUTHERN TITLE, SOUTHERN TTL & ABSTRACT INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $963.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 39421 E CEMETARY RD, UMATILLA, FL 32784-8313 |
| Name | Verified Name |
|---|---|
| Address | 5703 RED BUG LAKE RD # 113, 113, WINTER SPRINGS, FL 32708-4969 |
| Investor | Possibly a Property Investor |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $89,901 (+2.33%) Land $22,400 Building $67,501 | $89,901 (+2.33%) Land $22,400 Building $67,501 | |
| 2024 | $1,454.00 (-16.87%) | ||
| 2023 | $1,749.00 (+169.91%) | $87,852 (+45.89%) | $87,852 (-) Land $22,400 Building $65,452 |
| 2022 | $648.00 Homeowner's exemption Senior Citizen's exemption | $60,220 | $87,852 Land $22,400 Building $65,452 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 51% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures