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39411 E Cemetary Rd, Umatilla, FL 32784 Property Records

Lake County property record for 39411 E Cemetary Rd, Umatilla, FL 32784 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,025 sqft · built 1984
Lot Size1.01 acres (44,286 sqft)
OwnerIndividual Name on File
Tax Bill$1,139 (2024)
Deeds & MortgagesJun 2020 Line of Credit
Jan 2020 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN17-18-27-0004-000-06800

Property Details

APN / Parcel Number

Primary APN17-18-27-0004-000-06800
Alternative APNs
  • 271817000400006800
  • 2704730

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,025 sqft Living Area
Gross Area1,325 sqft
1st Floor Area1,025 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block
Construction TypeFrame
Roof MaterialAsphalt
Lot Area44,286 sqft (1.01 acres)

Exterior Amenities

PorchEnclosed/Finished Porch
Porch Area364 sqft
Deck AreaDeck Area
Patio Area310 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number2704730
Street Address39411 E CEMETARY RD
CityUMATILLA
StateFL
Zip32784-8313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 1/4 OF E 4/5 OF N 1/2 OF S 1/2 OF N 1/2 OF NW 1/4 OF SE 1/4 ORB 5396 PG 819 ORB 6432 PG 665
Legal Range27E
Legal Township18S
Legal Section17
Legal Quarter4
Legal SubdivisionACREAGE
Legal Tract0004
Legal Lot Number68
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group2
Census Block2024
Census Tract30109

Owner

Source: Lake County records · APN 17-18-27-0004-000-06800

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address39411 E CEMETARY RD, UMATILLA, FL 32784-8313
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2020Deed of Trust, Mortgage · Line of Credit
FLORIDA CU
Jan 30, 2020Deed of Trust, Mortgage · Line of Credit
FLORIDA CU
Dec 26, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Dec 15, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateNov 19, 2024
Transfer Doc0064320665
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address39411 E CEMETARY RD, UMATILLA, FL 32784-8313
Document Number0054900494
Instrument DateJun 16, 2020
Transaction TypeMortgage
Record UpdatedJul 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address39411 E CEMETARY RD UMATILLA FL 327848313, UMATILLA, FL 32784-8313

Mortgage

Document Number0054900494
DateJun 22, 2020
Book Page005490/000494
Instrument66328
Lender
NameFLORIDA CU
TypeCredit Union
AddressGAINESVILLE, FL 32627
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 21, 2030
Interest
Rate TypeAdjustable Rate

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address39411 E CEMETARY RD, UMATILLA, FL 32784-8313
Document Number0054161056
Instrument DateJan 30, 2020
Transaction TypeMortgage
Record UpdatedFeb 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address39411 E CEMETARY RD UMATILLA FL 327848313, UMATILLA, FL 32784-8313

Mortgage

Document Number0054161056
DateFeb 04, 2020
Book Page005416/001056
Instrument14332
Lender
NameFLORIDA CU
TypeCredit Union
AddressGAINESVILLE, FL 32627
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueFeb 03, 2030
Interest
Rate TypeAdjustable Rate

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE FL
Recording DateDec 26, 2019
Property Address39411 E CEMETARY RD, UMATILLA, FL 32784-8313
Document Number0053960819
Book / Page005396 / 000819
Instrument DateDec 26, 2019
Instrument146620
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address39411 E CEMETARY RD UMATILLA FL 327848313, UMATILLA, FL 32784-8313

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE FL
Recording DateDec 15, 2017
Property Address39411 E CEMETARY RD, UMATILLA, FL 32784-8313
Document Number0050410427
Book / Page005041 / 000427
Instrument DateDec 15, 2017
Instrument134005
Transaction TypeTransfer
Record UpdatedJan 05, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address39411 E CEMETARY RD UMATILLA FL 327848313, UMATILLA, FL 32784-8313

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$59,900 (+2.89%)$80,321 (-) Land $22,400 Building $57,921
2025$58,220 (+5.97%) Land $22,400 Building $35,820$80,321 (+2.91%) Land $22,400 Building $57,921
2024$1,139.00 (+21.69%)
2023$936.00 (+21.56%) Homeowner's exemption$54,940 (+3%)$78,047 (-) Land $22,400 Building $55,647
2022$770.00 Homeowner's exemption$53,340$78,047 Land $22,400 Building $55,647

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690301092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
10 of 11 on primary residences

Wildfire

Wildfire RiskHigh
above 70% of the US · above 52% of Florida
Wildfire LikelihoodAbout 1 in 366 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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