San Diego County property record for 3940 Gresham St, Unit 412, San Diego, CA 92109
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,559 sqft · built 1974 |
| Lot Size | 2 acres (87,193 sqft) |
| Owner | Company Name on Record |
| Last Sale | $360,000 (Jul 1992) |
| Tax Bill | $7,841 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 423-381-22-02 |
| Primary APN | 423-381-22-02 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,559 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Contemporary |
| Exterior Material | Block |
| Construction Type | Frame |
| Lot Area | 87,193 sqft |
| View / Lot | Ocean |
| Garage Type | Attached |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3940 GRESHAM ST, 412 |
|---|---|
| City | SAN DIEGO |
| State | CA |
| Zip | 92109-5880 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM-2-5 |
| Legal Description | LOT 93 US 2 DOC73-3543&UND INT IN LOTS 39 THRU 41&IN TR 001864 |
| Legal Subdivision | BAY SCENE CONDO |
| Legal Tract | 001864 |
| Legal Block | 1 |
| Legal Lot Number | 39-41 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 7701 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3740 BLUE GUM DR, YORBA LINDA, CA 92886-6960 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 1992 · Amount on Record |
| Deed Sale | Jul 9, 1992 · Amount on Record |
| Prior Sale | Nov 10, 1987 · Amount on Record |
| Deed Document Number | 1992428260 |
| Last Transfer Date | Mar 7, 2013 |
| Transfer Doc | 0000173304 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3940 GRESHAM ST UNIT 412, 412, SAN DIEGO, CA 92109-5880 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT |
| Name | Verified Name |
|---|---|
| Address | 3740 BLUE GUM DR, YORBA LINDA, CA 92886-6960 |
| Document Number | 0000296896 |
|---|---|
| Date | Oct 27, 2023 |
| Instrument | 2023-0296896 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.62% |
| Type Change Date | Nov 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 12.6% |
| Margin | 3 |
| Max Rate | 12.6% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $636,578 (+2%) Land $353,656 Building $282,922 | |
| 2025 | $7,841.00 (+6.26%) | $624,097 (+4.04%) Land $346,722 Building $277,375 |
| 2023 | $7,379.00 (+2.73%) | $599,864 Land $333,259 Building $266,605 |
| 2022 | $7,183.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 units insured incl. 6 condo units |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Jan 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 952 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Google Fiber.
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