San Diego County property record for 3940 Gresham St, Unit 353, San Diego, CA 92109
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,625 sqft · built 1994 |
| Lot Size | 2 acres (87,193 sqft) |
| Owner | Trust Name on File |
| Last Sale | $345,000 (Jun 1998) |
| Tax Bill | $7,569 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 423-381-22-41 |
| Primary APN | 423-381-22-41 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,625 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Condo/Apartment |
| Lot Area | 87,193 sqft |
| View / Lot | Ocean |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Radiant |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3940 GRESHAM ST, 353 |
|---|---|
| City | SAN DIEGO |
| State | CA |
| Zip | 92109-5880 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM-2-5 |
| Legal Description | LOT 93 US 41DOC73-3543&UND INT IN LOTS 39 THRU 41&IN TR 001864 |
| Legal Subdivision | SOUTHERN TITLE GUARANTY COS SU |
| Legal Tract | 001864 |
| Legal Block | 1 |
| Legal Lot Number | 39-41 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 7701 |
3940 Gresham St, Unit 353 is owner-occupied and held in a trust since February 2021.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3940 GRESHAM ST, 353, SAN DIEGO, CA 92109-5880 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Mar 3, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 1998 · Amount on File |
| Deed Sale | Jun 4, 1998 · Amount on File |
| Prior Sale | Feb 18, 1986 · Amount on File |
| Deed Document Number | 1998335811 |
| Last Transfer Date | Feb 24, 2021 |
| Transfer Doc | 0000164167 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3940 GRESHAM ST UNIT 353, 353, SAN DIEGO, CA 92109-5880 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3940 GRESHAM ST 353, 353, SAN DIEGO, CA 92109-5880 |
| Document Number | 0000480478 |
|---|---|
| Date | Dec 28, 2022 |
| Instrument | 2022-0480478 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 474 Months |
| Due | Jun 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 3, 2021 |
| Property Address | 3940 GRESHAM ST UNIT 353, 353, SAN DIEGO, CA 92109-5880 |
| Document Number | 0000164167 |
| Map Reference | MAP 1864 |
| Instrument Date | Feb 24, 2021 |
| Instrument | 2021-0164167 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | LAWYERS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3940 GRESHAM ST UNIT 353, 353, SAN DIEGO, CA 92109-5880 |
| Document Number | 0000164168 |
|---|---|
| Date | Mar 3, 2021 |
| Instrument | 2021-0164168 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
The 2025 property tax bill for 3940 Gresham St, Unit 353 was $7,569 with a homeowner's exemption, up 3.9% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $621,519 (+2%) Land $325,728 Building $295,791 | |
| 2025 | $7,569.00 (+3.94%) Homeowner's exemption | $609,334 Land $319,342 Building $289,992 |
| 2024 | $7,282.00 (+2.28%) | |
| 2023 | $7,120.00 (+8.87%) Homeowner's exemption | $585,675 Land $306,943 Building $278,732 |
| 2022 | $6,540.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3940 Gresham St, Unit 353 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 units insured incl. 6 condo units |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Jan 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3940 Gresham St, Unit 353 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 952 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Google Fiber.
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